STEPS 4 LIFE COMMUNITY SERVICES (EIN 453054331) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

CYNTHIA MCGUIGAN

Phone

9092834609

Tax Period

2023-07-01 to 2024-06-30

STEPS 4 LIFE COMMUNITY SERVICES, founded in 2011, is a small nonprofit in the Housing & Shelter sector that reported $312K in total revenue in fiscal year 2023. Expenses of $356K exceeded revenue, resulting in a 14% operating deficit.

Mission

TO PROVIDED A POSITIVE LIVING ENVIRONMENT, LIFE SKILLS AND EMPLOYMENT ASSISTANCE TO IMPROVE THE QUALITY OF LIFE FOR MEN AND WOMEN IN NEED OF SUBSTANCE ABUSE, RE-ENTRY AND TRANSITIONAL HOUSING SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $70,011

Program Service Revenue $242,197

Investment Income $0

Other Revenue $0

TOTAL REVENUE $312,208

Expense Breakdown

Grants Paid $0

Salaries & Benefits $123,506

Fundraising Expenses $0

Program Expenses $320,227

Other Expenses $232,302

TOTAL EXPENSES $355,808

Year-over-Year Comparison

	2023	2022	Change
Revenue	$312,208	$300,707	+0.0%
Expenses	$355,808	$343,314	+0.0%
Net Income	$-43,600	$-42,607	+0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$65,680

Total Directors

$65,680

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CYNTHIA MCGUIGAN	President	40.00	Officer Director	$65,680	$0	$65,680
WAYNE MCPHERSON	Vice President	4.00	Officer Director	$0	$0	$0
CRYSTAL BLAKKAN	Secretary	2.00	Officer Director	$0	$0	$0
EULA CHARLES	Treasurer	4.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$312,208	$355,808	$10,138	$-43,600
2023	$300,707	$343,314	$35,045	$-42,607
2022	$380,918	$369,689	$82,183	$11,229
2021	$339,899	$339,107	$49,803	$792
2020	$324,693	$319,910	$49,071	$4,783
2019	$269,918	$262,091	$31,241	$7,827

STEPS 4 LIFE COMMUNITY SERVICES