OREGON'S HEALTH CO-OP

EIN: 453321455 Mutual Benefit

FARMINGTON, CT

Total Revenue
$829,875
Total Expenses
$618,009
Total Assets
$20,134,526
Net Assets
$-37,091,994
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
2011
Legal Domicile
OR
Principal Officer
JAN MOENCK
Phone
6126299079
Tax Period
2025-01-01 to 2025-12-31

OREGON'S HEALTH CO-OP, founded in 2011, is a small nonprofit in the Mutual Benefit sector that reported $830K in total revenue in fiscal year 2025. Revenue fell 32% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $212K, a strong 26% operating margin.

Mission

OREGON'S HEALTH CO-OP IS A NONPROFIT PUBLIC BENEFIT CORPORATION OPERATING EXCLUSIVELY AS A CONSUMER OPERATED AND ORIENTED HEALTH PLAN AS DEFINED UNDER SECTION 1322 OF THE AFFORDABLE CARE ACT. THE CORPORATION OFFERED HEALTH CARE INSURANCE AND SERVICES TO INDIVIDUALS AND BUSINESSES ON AND OFF THE OREGON HEALTH INSURANCE EXCHANGE. THE ORGANIZATION CEASED CONDUCTING OPERATIONS AS A HEALTH INSURANCE CARRIER AS OF JULY 31, 2016. EFFECTIVE JULY 11, 2016, OREGON'S HEALTH CO-OP WENT INTO STATE RECEIVERSHIP AND ALL POLICIES WERE TERMINATED AS OF JULY 31, 2016. ON MARCH 2, 2017 THE ORGANIZATION ENTERED INTO LIQUIDATION AND WIND-DOWN OF THE OPERATIONS IS IN PROCESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $0
Investment Income $829,875
Other Revenue $0
TOTAL REVENUE $829,875

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $618,009
TOTAL EXPENSES $618,009

Year-over-Year Comparison

2025 2024 Change
Revenue $829,875 $1,227,623 -0.3%
Expenses $618,009 $150,900 +3.1%
Net Income $211,866 $1,076,723 -0.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
N/A
Independent Members
N/A
Employees
31
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
1
$0
Total Directors
0
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JAN MOENCK SPECIAL DEPUTY RECEIVER 1.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $829,875 $618,009 $20,134,526 $211,866
2024 $1,227,623 $150,900 $28,032,182 $1,076,723
2023 $776,203 $98,212 $26,929,351 $677,991
2022 $1,674,485 $106,634 $26,343,148 $1,567,851
2021 $2,406,332 $121,331 $26,452,103 $2,285,001
2020 $25,000,188 $1,556,527 $26,570,246 $23,443,661
2019 $11,600 $136,781 $10,697,265 $-125,181
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