SECURED FINANCE NETWORK SOUTHWEST (EIN 453360841) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

BRYAN FISCHER

Phone

2144031832

Tax Period

2020-01-01 to 2020-12-31

SECURED FINANCE NETWORK SOUTHWEST, founded in 2011, is a micro nonprofit in the Community Improvement sector that reported $44K in total revenue in fiscal year 2020. Revenue fell 62% from the prior year — a significant decline worth monitoring. Expenses of $88K exceeded revenue, resulting in a 100% operating deficit.

Mission

TO ENCOURAGE, FOSTER AND PROMOTE THE INTERESTS OF THOSE HAVING A COMMON INTEREST IN THE COMMERCE, BUSINESS, TRADE, OR PROFESSION OF THE CORPORATE LENDING INDUSTRY THROUGH PROFESSIONAL DEVELOPMENT OPPORTUNITIES, PUBLICATIONS, RESEARCH, CONFERENCES, CHAPTERS AND NETWORKING GROUPS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $3,052

Program Service Revenue $40,745

Investment Income $0

Other Revenue $0

TOTAL REVENUE $43,797

Expense Breakdown

Grants Paid $6,000

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $81,639

TOTAL EXPENSES $87,639

Year-over-Year Comparison

	2020	2019	Change
Revenue	$43,797	$116,490	-0.6%
Expenses	$87,639	$55,935	+0.6%
Net Income	$-43,842	$60,555	-1.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELLEN SMITH	PRESIDENT	1.00	Officer Director	$0	$0	$0
BRYAN FISHER	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
AMY PATTON	TREASURER/SECRETARY	1.00	Officer Director	$0	$0	$0
JOSEPH ACOSTA	IMMEDIATE PAST PRESIDENT	1.00	Officer Director	$0	$0	$0
TONY BANKS	DIRECTOR	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$43,797	$87,639	$69,768	$-43,842

SECURED FINANCE NETWORK SOUTHWEST