SENIOR ADVOCATES FOR GENERATIONAL EQUITY SAGE (EIN 453599268) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

STEPHEN HIGGS

Phone

9717176570

Tax Period

2024-07-01 to 2025-06-30

SENIOR ADVOCATES FOR GENERATIONAL EQUITY SAGE, founded in 2012, is a small nonprofit in the Human Services sector that reported $550K in total revenue in fiscal year 2024. Revenue surged 40% from the prior year, signaling strong growth momentum. The organization ran a surplus of $205K, a strong 37% operating margin.

Mission

SAGE INSPIRES PEOPLE OVER FIFTY TO GIVE FORWARD WITH THEIR TIME, MONEY AND VOICE SO THAT YOUNGER AND FUTURE GENERATIONS CAN THRIVE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $468,103

Program Service Revenue $36,586

Investment Income $45,328

Other Revenue $0

TOTAL REVENUE $550,017

Expense Breakdown

Grants Paid $0

Salaries & Benefits $196,795

Fundraising Expenses $19,583

Program Expenses $296,259

Other Expenses $148,456

TOTAL EXPENSES $345,251

Year-over-Year Comparison

	2024	2023	Change
Revenue	$550,017	$393,791	+0.4%
Expenses	$345,251	$302,044	+0.1%
Net Income	$204,766	$91,747	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

200

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$95,879

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARCUS WOOD	PRESIDENT AND DIRECTOR	3.00	Officer Director	$0	$0	$0
NEAL NAIGUS	SECRETARY AND DIRECTOR	2.00	Officer Director	$0	$0	$0
S WARD GREENE	DIRECTOR	10.00	Director	$0	$0	$0
JOE DABEK	DIRECTOR	4.00	Director	$0	$0	$0
WILLIAM HOWE	DIRECTOR	10.00	Director	$0	$0	$0
BEN MANNY	DIRECTOR	4.40	Director	$0	$0	$0
CRYSTAL MOUZON	DIRECTOR	0.80	Director	$0	$0	$0
RICK NITTI	DIRECTOR	1.50	Director	$0	$0	$0
SHEILA PANYAM	DIRECTOR	1.00	Director	$0	$0	$0
STEPHANIE SMITH	DIRECTOR	2.00	Director	$0	$0	$0
CAMERON WICK	DIRECTOR	1.00	Director	$0	$0	$0
JOYCE MCCULLOCH	DIRECTOR	2.00	Director	$0	$0	$0
EILEEN DRAKE	DIRECTOR (THROUGH 4/13/25)	1.00	Director	$0	$0	$0
STEPHEN HIGGS	EXECUTIVE DIRECTOR	40.00	Officer	$95,879	$0	$95,879
JEFF GUDMAN	TREASURER	1.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$550,017	$345,251	$826,277	$204,766
2024	$393,791	$302,044	$618,408	$91,747
2023	$372,985	$259,321	$507,526	$113,664
2022	$426,473	$336,971	$387,415	$89,502
2021	$393,393	$297,953	$296,584	$95,440
2020	$378,979	$206,471	$225,746	$172,508
2018	$194,906	$176,441	$56,760	$18,465

SENIOR ADVOCATES FOR GENERATIONAL EQUITY SAGE