Farmers Market Fund

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

RACHAEL WARD

Phone

5032410032

Tax Period

2023-01-01 to 2023-12-31

Farmers Market Fund, founded in 2011, is a community nonprofit in the Food, Agriculture & Nutrition sector that reported $2.8M in total revenue in fiscal year 2023. Revenue surged 57% from the prior year, signaling strong growth momentum. Expenses of $4.9M exceeded revenue, resulting in a 78% operating deficit.

Mission

PROVIDING UNDER-SERVED POPULATIONS IN OREGON WITH GREATER ACCESS TO HEALTHY, LOCALLY GROWN FOOD.

Program Service Accomplishments

Program 1

Expenses: $4,717,459 Revenue: $865

DOUBLE UP FOOD BUCKS (DUFB) INCREASES THE AMOUNT OF FRUITS AND VEGETABLES PURCHASED BY LOW INCOME FAMILIES. IT IS A PROGRAM THAT "MATCHES" SNAP BENEFITS SPENT AT PARTICIPATING FARMERS MARKETS IN...

DOUBLE UP FOOD BUCKS (DUFB) INCREASES THE AMOUNT OF FRUITS AND VEGETABLES PURCHASED BY LOW INCOME FAMILIES. IT IS A PROGRAM THAT "MATCHES" SNAP BENEFITS SPENT AT PARTICIPATING FARMERS MARKETS IN OREGON. FOR EVERY $1 OF SNAP BENEFITS SPENT, THE SHOPPER GETS A MATCH OF UP TO $20 IN DUFB CURRENCY TO SPEND ON FRUITS AND VEGETABLES AT THE MARKETS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $2,729,693

Program Service Revenue $865

Investment Income $21,726

Other Revenue $1,500

TOTAL REVENUE $2,753,784

Expense Breakdown

Grants Paid $4,241,685

Salaries & Benefits $285,550

Fundraising Expenses $74,041

Program Expenses $4,717,459

Other Expenses $346,554

TOTAL EXPENSES $4,895,177

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,753,784	$1,749,793	+0.6%
Expenses	$4,895,177	$2,918,427	+0.7%
Net Income	$-2,141,393	$-1,168,634	+0.8%

Key Indicators

✓ Grants to Organizations ✓ Grants to Individuals ✓ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✓ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$107,215

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RACHAEL WARD	Executive Dir.	1.00	Officer	$0	$3,643	$84,311
MOLLY NOTARIANNI	EXECUTIVE DIRECTOR	1.00		$0	$1,191	$27,353
JOEL CARIS	Int. Exec. Dir.	1.00	Officer	$0	$1,846	$22,904
REEBA DANIEL	President	1.00	Officer Director	$0	$0	$0
ELIZA HADDLEAND	Vice President	1.00	Officer Director	$0	$0	$0
ABBY FARBER	Treasurer	1.00	Officer Director	$0	$0	$0
IAN PAIK	Secretary	1.00	Officer Director	$0	$0	$0
RICH SCHWARTZ	Director	1.00	Director	$0	$0	$0
TAYLER BRISBIN	Director	1.00	Director	$0	$0	$0
AMY SCHOLZE	Director	1.00	Director	$0	$0	$0
KELLY STREIT	Director	1.00	Director	$0	$0	$0
BRIANA ARNOLD	Director	1.00	Director	$0	$0	$0
HANNAH KULLBERG	Director	1.00	Director	$0	$0	$0
SAMMI TEO	Director	1.00	Director	$0	$0	$0
ASHLEY HESS	Director	1.00	Director	$0	$0	$0
HANNAH LADWIG	Director	1.00	Director	$0	$0	$0
ZOE POTTS	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$2,753,784	$4,895,177	$2,399,425	$-2,141,393
2022	$1,749,793	$2,918,427	$4,212,453	$-1,168,634
2021	$3,498,984	$1,056,318	$5,512,618	$2,442,666
2020	$2,140,917	$598,129	$2,946,301	$1,542,788
2019	$1,639,090	$410,466	$1,409,154	$1,228,624