BLACK RIVER FALLS, WI
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)FIRST NATIONS COMMUNITY FINANCIAL, founded in 2011, is a community nonprofit in the Community Improvement sector that reported $2.4M in total revenue in fiscal year 2024. Revenue surged 109% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.3M, a strong 55% operating margin.
OUR MISSION IS TO DELIVER EXEMPLARY SERVICES BY PROVIDING FINANCIAL EDUCATION, TRAINING, AND ACCESS TO CAPITAL TO SUPPORT SUSTAINABLE BUSINESS AND COMMUNITY DEVELOPMENT WHILE IMPROVING THE QUALITY OF LIFE WITHIN OUR COMMUNITIES.
DURING THE FISCAL YEAR, THE ORGANIZATION DEMONSTRATED SIGNIFICANT PROGRESS IN ADVANCING ITS MISSION THROUGH VARIOUS PROGRAMS AND INITIATIVES: COMMUNITY ENGAGEMENT AND EDUCATION: HOSTED MULTIPLE...
DURING THE FISCAL YEAR, THE ORGANIZATION DEMONSTRATED SIGNIFICANT PROGRESS IN ADVANCING ITS MISSION THROUGH VARIOUS PROGRAMS AND INITIATIVES: COMMUNITY ENGAGEMENT AND EDUCATION: HOSTED MULTIPLE FAMILY EVENTS AND EDUCATIONAL WORKSHOPS, INCLUDING BUSINESS PLAN DEVELOPMENT AND HOUSING CLASSES, WHICH COLLECTIVELY ATTRACTED OVER 100 PARTICIPANTS. THESE EFFORTS PROVIDED CRITICAL RESOURCES AND SUPPORT FOR COMMUNITY MEMBERS PURSUING HOMEOWNERSHIP AND BUSINESS DEVELOPMENT. SUPPORT FOR NATIVE ENTREPRENEURS: FACILITATED THE WOORUWI BUSINESS PROGRAM, DELIVERING SPECIALIZED TRAINING AND TECHNICAL ASSISTANCE TO EMERGING NATIVE ENTREPRENEURS. THIS INCLUDED INDIANPRENEURSHIP CLASSES AND BUSINESS PLAN WORKSHOPS, ATTENDED BY DOZENS OF INDIVIDUALS SEEKING TO LAUNCH OR GROW THEIR BUSINESSES. SEVERAL BUSINESS LOANS, INCLUDING POTENTIAL FORGIVENESS OPTIONS, WERE APPROVED TO SUPPORT LOCAL ENTERPRISES. EXPANDED HOUSING COUNSELING SERVICES: ACHIEVED CERTIFICATION AS A HUD-APPROVED COUNSELING ORGANIZATION, ENABLING THE ORGANIZATION TO PROVIDE ENHANCED HOUSING COUNSELING SERVICES. STAFF MEMBERS COMPLETED HUD CERTIFICATIONS, DEVELOPED COUNSELING WORK PLANS, AND SUBMITTED APPLICATIONS TO FURTHER THE PROGRAMS REACH. ECONOMIC DEVELOPMENT INITIATIVES: SUPPORTED ECONOMIC GROWTH BY ASSISTING BUSINESS CLIENTS IN SECURING FUNDING AND PREPARING FOR LOAN READINESS. DEVELOPED LOAN FORGIVENESS GUIDELINES, IMPLEMENTED NEW OPERATIONAL SYSTEMS, AND PROVIDED OUTREACH SERVICES TO OVER 40 PROSPECTIVE CLIENTS. GRANT AND FUNDING ACHIEVEMENTS: SECURED SUBSTANTIAL FUNDING FROM FEDERAL AND STATE SOURCES, INCLUDING OVER 3 MILLION IN BUSINESS INVESTMENT AND ASSISTANCE GRANTS. THESE FUNDS HAVE BEEN INSTRUMENTAL IN EXPANDING PROGRAM OFFERINGS AND ENHANCING ORGANIZATIONAL SUSTAINABILITY. TEAM DEVELOPMENT AND ORGANIZATIONAL PROGRESS: ONBOARDED KEY STAFF MEMBERS TO STRENGTHEN THE ORGANIZATIONS CAPACITY, INCLUDING NEW ROLES IN DEVELOPMENT AND GRANT MANAGEMENT. CONDUCTED A TEAM RETREAT TO FOSTER COLLABORATION AND STRATEGIC PLANNING, RESULTING IN THE FINALIZATION OF A COMPREHENSIVE STRATEGIC PLAN FOR 2023-2025. OUTREACH AND COMMUNITY PARTNERSHIPS: COLLABORATED WITH TRIBAL AND REGIONAL ORGANIZATIONS TO ENHANCE SERVICE DELIVERY FOR NATIVE BUSINESSES. PRESENTED AT INDUSTRY EVENTS, CULTIVATED REFERRAL PARTNERSHIPS, AND DEVELOPED A ROBUST CURRICULUM FOR SMALL BUSINESS EDUCATION. OPERATIONAL IMPROVEMENTS: INVESTED IN TECHNOLOGY AND INFRASTRUCTURE TO INCREASE EFFICIENCY, INCLUDING IT ASSESSMENTS AND ENHANCED PROJECT MANAGEMENT TOOLS. ESTABLISHED A NEW CONFERENCE AND EDUCATION SPACE TO BETTER SERVE PROGRAM PARTICIPANTS. FUNDRAISING SUCCESS: HOSTED A HIGHLY SUCCESSFUL FUNDRAISING EVENT, RAISING SIGNIFICANT RESOURCES TO SUPPORT THE ORGANIZATION'S PROGRAMS WHILE ENGAGING THE COMMUNITY IN MEANINGFUL WAYS. THROUGH THESE ACCOMPLISHMENTS, THE ORGANIZATION HAS MADE MEASURABLE IMPACTS IN AREAS OF HOUSING STABILITY, ECONOMIC EMPOWERMENT, AND COMMUNITY DEVELOPMENT, FURTHERING ITS COMMITMENT TO IMPROVING THE LIVES OF THOSE IT SERVES.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,376,391 | $1,139,753 | +1.1% |
| Expenses | $1,080,592 | $1,080,882 | 0.0% |
| Net Income | $1,295,799 | $58,871 | +21.0% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| RYAN PULMACHER | CHAIRPERSON | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| FERN ORIE | VICE-CHAIRPE | 1.00 |
Director
|
$0 | $0 | $0 |
| HINU SMITH | SECRETARY | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| KEITH DOXTATOR | TREASURER | 1.00 |
Director
|
$0 | $0 | $0 |
| ISIAH NESS | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| KATE FINN | DIRECTOR | 1.00 |
Director
|
$0 | $0 | $0 |
| BECKY ALBERT-BREED | EXECUTIVE DI | 40.00 |
Officer
|
$131,237 | $0 | $131,237 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,376,391 | $1,080,592 | $4,228,943 | $1,295,799 |
| 2024 | $1,139,753 | $1,080,882 | $3,100,258 | $58,871 |
| 2023 | $775,165 | $1,474,231 | $3,053,818 | $-699,066 |
| 2022 | $832,704 | $671,820 | $3,336,971 | $160,884 |
| 2021 | $836,560 | $762,079 | $3,273,383 | $74,481 |
| 2020 | $550,603 | $522,886 | $3,000,676 | $27,717 |
| 2019 | $701,273 | $440,612 | $2,910,864 | $260,661 |
| 2018 | $384,044 | $305,160 | $1,684,847 | $78,884 |
Compare FIRST NATIONS COMMUNITY FINANCIAL with other nonprofits in Wisconsin and across the country.