SONIC AUTOMOTIVE FAMILY EMERGENCY FUND (EIN 454088424) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

Stephen K Coss

Phone

7045662400

Tax Period

2025-01-01 to 2025-12-31

SONIC AUTOMOTIVE FAMILY EMERGENCY FUND, founded in 2011, is a small nonprofit in the Human Services sector that reported $344K in total revenue in fiscal year 2025. Revenue surged 67% from the prior year, signaling strong growth momentum. The organization ran a surplus of $158K, a strong 46% operating margin.

Mission

PROVIDE FINANCIAL ASSITANCE TO QUALIFIED EMPLOYEES AND THE IMMEDIATE FAMILY MEMBERS OF QUALIFIED EMPLOYEES WHO ARE VICTIMS OF NATURAL DISASTERS OR MEDICAL EMERGENCIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $344,353

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $344,353

Expense Breakdown

Grants Paid $186,040

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $186,040

Other Expenses $733

TOTAL EXPENSES $186,773

Year-over-Year Comparison

	2025	2024	Change
Revenue	$344,353	$206,042	+0.7%
Expenses	$186,773	$364,943	-0.5%
Net Income	$157,580	$-158,901	-2.0%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEPHEN K COSS	PRESIDENT / DIRECTOR	0.5	Officer Director	$0	$0	$0
DAVID B SMITH	DIRECTOR	0.25	Director	$0	$0	$0
HEATH R BYRD	DIRECTOR	0.25	Director	$0	$0	$0
JEFF DYKE	DIRECTOR	0.25	Director	$0	$0	$0
MELANIE STEWART	TREASURER	1.0	Officer	$0	$0	$0
LYNNE FORESOME	SECRETARY	0.0	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$344,353	$186,773	$298,876	$157,580
2024	No data	No data	No data	No data
2023	$185,089	$209,207	$300,197	$-24,118
2021	$196,472	$165,720	$442,665	$30,752
2020	$276,257	$140,483	$411,913	$135,774

SONIC AUTOMOTIVE FAMILY EMERGENCY FUND