LOUISVILLE, KY
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)LOUISVILLE HOUSING OPPORTUNITY AND MICRO ENTERPRISE COMMUNITY, founded in 2011, is a community nonprofit in the Housing & Shelter sector that reported $1.4M in total revenue in fiscal year 2023. Revenue fell 46% from the prior year — a significant decline worth monitoring. Expenses of $1.9M exceeded revenue, resulting in a 35% operating deficit.
LHOME IS A MISSION-DRIVEN, NONPROFIT FINANCIAL INSTITUTION THAT PROVIDES ACCESSIBLE, AFFORDABLE LOAN PRODUCTS AND FINANCIAL COACHING SERVICES TO LOW-INCOME SMALL BUSINESS OWNERS, HOMEOWNERS, AND RESIDENTS OF LOUISVILLE, KENTUCKY. LHOME IS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI), CERTIFIED BY THE U.S. TREASURY. LHOME IS SHORT FOR THE LOUISVILLE HOUSING OPPORTUNITIES AND MICRO-ENTERPRISE COMMUNITY DEVELOPMENT LOAN FUND, INC.LHOME IS COMMITTED TO SERVING THE PEOPLE AND BUSINESSES OF LOUISVILLLE'S LOW- AND MODERATE- INCOME CENSUS TRACTS, PRIMARILY OUR WEST AND SOUTH END NEIGHBORHOODS, AND CREATING INTERGENERATIONIAL WEALTH OPPORTUNITIES, PARTICULARLY FOR LOUISVILLE'S BLACK AND BROWN RESIDENTS. OVER 70% OF LHOME CLIENTS ARE NON-WHITE, AND OVER 90% RESIDE IN THESE HISTORICALLY UNDERSERVED AND DISCRIMINATED SECTIONS OF OUR CITY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $1,434,657 | $2,661,318 | -0.5% |
| Expenses | $1,943,651 | $2,330,730 | -0.2% |
| Net Income | $-508,994 | $330,588 | -2.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| ADAM HALL | CHAIR | 8.00 |
Officer
Director
|
$0 | $0 | $0 |
| CASSANDRA WEBB | SECRETARY | 4.00 |
Officer
Director
|
$0 | $0 | $0 |
| CYNTHIA BROWN | VICE-CHAIR | 4.00 |
Officer
Director
|
$0 | $0 | $0 |
| DANA JOHNSON | DIRECTOR | 4.00 |
Director
|
$0 | $0 | $0 |
| FAITH WEEKLY | DIRECTOR | 4.00 |
Director
|
$0 | $0 | $0 |
| LAMECA YANKEY | DIRECTOR | 4.00 |
Director
|
$0 | $0 | $0 |
| MARIA BOUVETTE | TREASURER | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| STEPHEN REILY | DIRECTOR TO JUNE 2023 | 4.00 |
Director
|
$0 | $0 | $0 |
| YAJAIRA MORPHONIOS | DIRECTOR TO MARCH 2023 | 4.00 |
Director
|
$0 | $0 | $0 |
| TAWANDA OWSLEY | DIRECTOR | 4.00 |
Director
|
$0 | $0 | $0 |
| CANDISE CAYLAO | DIRECTOR | 4.00 |
Director
|
$0 | $0 | $0 |
| KEITH H TALLEY SR | PRESIDENT & CEO | 40.00 |
Highest
|
$176,736 | $12,916 | $189,652 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $1,434,657 | $1,943,651 | $4,522,999 | $-508,994 |
| 2022 | $2,661,318 | $2,330,730 | $4,863,586 | $330,588 |
| 2021 | $1,281,694 | $1,219,356 | $4,345,145 | $62,338 |
| 2020 | $3,139,962 | $1,153,503 | $4,558,113 | $1,986,459 |
| 2019 | $830,107 | $495,549 | $1,451,919 | $334,558 |
| 2018 | $397,226 | $192,163 | $487,104 | $205,063 |
Compare LOUISVILLE HOUSING OPPORTUNITY AND MICRO ENTERPRISE COMMUNITY with other nonprofits in Kentucky and across the country.