CHICAGO, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)RATE FOUNDATION NFP, founded in 2012, is a small nonprofit in the Education sector that reported $542K in total revenue in fiscal year 2025. Revenue fell 80% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $99K, a strong 18% operating margin.
FOUNDATION WAS CREATED BY GUARANTEED RATE, INC. TO FULFILL CHARITABLE AND BENEVOLENT PURPOSES BY PROVIDING SUPPORT AND ASSISTANCE TO FAMILIES AND PERSONS IN NEED AND AT TIMES OF CRISIS. WITH THE FINANCIAL ASSISTANCE OF PRIVATE DONORS, THE FOUNDATION AND ITS VOLUNTEERS WILL COLLECT MONEY AND ITEMS FOR DONATION AS WELL AS PROVIDE ASSISTANCE IN THE SPONSORSHIP AND ORGANIZATION OF BENEFIT DRIVES. THE FOUNDATION INTENDS TO PROVIDE ASSISTANCE TO THE PUBLIC AT LARGE, BUT WILL FOCUS ITS EFFORTS, BOTH IN FUNDRAISING AND AID DISTRIBUTION, IN THE REAL ESTATE AND MORTGAGE ORIGINATION COMMUNITIES THROUGHOUT THE UNITED STATES. THE COLLECTION AND DISTRIBUTION EFFORTS WILL BENEFIT THE RECIPIENTS, FOSTER A SENSE OF COMMUNITY AND ENCOURAGE CONTINUED CHARITABLE ACTIVITIES.
THE FOUNDATION PROVIDES FINANCIAL SUPPORT TO PEOPLE IN SITUATIONS ARISING FROM UNFORESEEN HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES. REQUESTS HAVE RANGED FROM FOOD, CLOTHING AND SHELTER FOLLOWING A...
THE FOUNDATION PROVIDES FINANCIAL SUPPORT TO PEOPLE IN SITUATIONS ARISING FROM UNFORESEEN HARDSHIP AND/OR EMERGENCY CIRCUMSTANCES. REQUESTS HAVE RANGED FROM FOOD, CLOTHING AND SHELTER FOLLOWING A NATURAL DISASTER TO ASSISTING WITH HOUSING, TRANSPORTATION AND OUTSTANDING BILLS AS A RESULT OF A JOB LOSS OR MEDICAL EMERGENCY.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $542,381 | $2,746,204 | -0.8% |
| Expenses | $443,460 | $2,475,126 | -0.8% |
| Net Income | $98,921 | $271,078 | -0.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| SCOTT UBERSOX | VICE PRESIDENT, DIRECTOR | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| KENNETH KANE | TREASURER | 4.00 |
Officer
Director
|
$0 | $0 | $0 |
| RAVEN ROBINSON | SECRETARY | 3.00 |
Officer
Director
|
$0 | $0 | $0 |
| VICTOR CIARDELLI | PRESIDENT, DIRECTOR | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| JASON OLENICZAK | SENIOR DIRECTOR, GR FOUNDA | 40.00 |
Highest
|
$0 | $0 | $130,223 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $542,381 | $443,460 | $1,708,066 | $98,921 |
| 2024 | $2,746,204 | $2,475,126 | $1,609,145 | $271,078 |
| 2023 | $518,813 | $676,931 | $1,338,067 | $-158,118 |
| 2022 | $790,907 | $1,093,512 | $1,496,185 | $-302,605 |
| 2021 | $5,812,096 | $6,092,139 | $1,798,790 | $-280,043 |
| 2020 | $8,244,822 | $8,327,417 | $2,078,833 | $-82,595 |
| 2019 | $1,117,687 | $805,132 | $2,161,428 | $312,555 |
| 2018 | $999,586 | $557,060 | $1,848,873 | $442,526 |
Compare RATE FOUNDATION NFP with other nonprofits in Illinois and across the country.