LOVING AND HEALTHY AND VIBRANT MAR… - Form 990 Financial Data

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Phone

4432550386

Tax Period

2019-01-01 to 2019-12-31

LOVING AND HEALTHY AND VIBRANT MARRIAGES INC, founded in 2012, is a small nonprofit in the Human Services sector that reported $214K in total revenue in fiscal year 2019. Revenue fell 29% from the prior year — a significant decline worth monitoring. Expenses of $245K exceeded revenue, resulting in a 14% operating deficit.

Mission

To promote marriage harmony among Jewish couples.

Program Service Accomplishments

Program 1

Expenses: $242,987

The organization offers financial and other support to organizations that promote marriage harmony and that teach laws pertaining to Jewish couples.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $214,495

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $214,495

Expense Breakdown

Grants Paid $151,250

Salaries & Benefits $46,000

Fundraising Expenses $0

Program Expenses $242,987

Other Expenses $47,741

TOTAL EXPENSES $244,991

Year-over-Year Comparison

	2019	2018	Change
Revenue	$214,495	$301,590	-0.3%
Expenses	$244,991	$265,739	-0.1%
Net Income	$-30,496	$35,851	-1.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GERALD SHAVRICK	Director	0.00	Director	$0	$0	$0
AVRUM SHAVRICK	Director	0.00	Director	$0	$0	$0
CAROLE SHAVRICK	President	5.00	Officer Director	$0	$0	$0
STUART MACKLIN	Director	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$214,495	$244,991	$28,613	$-30,496
2018	$301,590	$265,739	$59,109	$35,851

LOVING AND HEALTHY AND VIBRANT MARRIAGES INC