SELECT TO GIVE INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

EDITA KRUNIC

Phone

9082379262

Tax Period

2025-01-01 to 2025-12-31

SELECT TO GIVE INC, founded in 2012, is a small nonprofit in the International Affairs sector that reported $416K in total revenue in fiscal year 2025. Revenue fell 47% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $143K, a strong 34% operating margin.

Mission

OUR ORGANIZATIONS GOAL IS TO RECOGNIZE AND MAXIMIZE HUMAN POTENTIAL IN CHRISTIAN COMMUNITIES BY OFFERING ASSISTANCE IN ESTABLISHING PROGRAMS THAT PROVIDE OPPORTUNITIES FOR EDUCATION, ENTREPRENEURSHIP, SOCIAL JUSTICE AND COMMUNITY BUILDING.

Program Service Accomplishments

Program 1

Expenses: $269,441 Revenue: $396,252

ASSIST CHRISTIANS IN THE MIDDLE EAST. ESTABLISH WOMENS ECONOMIC AND TRAINING PROJECTS AND CHILDRENS EDUCATION PROJECTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $396,252

Program Service Revenue $0

Investment Income $20,040

Other Revenue $0

TOTAL REVENUE $416,292

Expense Breakdown

Grants Paid $269,441

Salaries & Benefits $0

Fundraising Expenses $428

Program Expenses $269,441

Other Expenses $3,873

TOTAL EXPENSES $273,314

Year-over-Year Comparison

	2025	2024	Change
Revenue	$416,292	$788,558	-0.5%
Expenses	$273,314	$372,090	-0.3%
Net Income	$142,978	$416,468	-0.7%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EDITA KRUNIC	PRESIDENT	10.00	Officer	$0	$0	$0
MARIENNA KOSOVICH	TREASURER	5.00	Officer	$0	$0	$0
MATTHEW MASZCZAK	SECRETARY	5.00	Officer	$0	$0	$0
SHIBLY B KANDO	BOARD MEMBER	5.00		$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$416,292	$273,314	$977,744	$142,978
2024	$788,558	$372,090	$834,766	$416,468
2023	$270,760	$284,040	$418,298	$-13,280
2022	$77,877	$188,923	$431,578	$-111,046
2021	$174,087	$228,939	$542,623	$-54,852
2020	$764,550	$219,350	$597,475	$545,200