FLORIDA ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC (EIN 455088805) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

JEANNINE BALANKY

Phone

4078752760

Tax Period

2025-01-01 to 2025-12-31

FLORIDA ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC, founded in 2012, is a small nonprofit that reported $442K in total revenue in fiscal year 2025. Revenue grew 14% year-over-year, indicating healthy expansion.

Mission

PROVIDES NETWORKING, EDUCATION AND PROMOTES AWARENESS OF ALL GOVERNMENT GUARANTEED LENDING PROGRAMS TO THE SMALL BUSINESS COMMUNITY THROUGHOUT FLORIDA

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $441,671

Investment Income $0

Other Revenue $0

TOTAL REVENUE $441,671

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $433,380

TOTAL EXPENSES $433,380

Year-over-Year Comparison

	2025	2024	Change
Revenue	$441,671	$387,747	+0.1%
Expenses	$433,380	$369,649	+0.2%
Net Income	$8,291	$18,098	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL ERIC ROSEN	SECRETARY	1.00	Officer Director	$0	$0	$0
STEPHANIE SCHWANDT	DIRECTOR	1.00	Director	$0	$0	$0
STACY MACLURE	CHAIR	1.00	Officer Director	$0	$0	$0
MARSHA ASBURY-TURNER	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN RAFFERTY	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN GILLIGAN	CHAIR ELECT	1.00	Officer Director	$0	$0	$0
JEANNINE BALANKY	TREASURER	1.00	Officer Director	$0	$0	$0
KATIE MARTINEZ	ASSISTANT SECRETARY	1.00	Officer Director	$0	$0	$0
JORDAN HALLAM	ASSISTANT TREASURER	1.00	Officer Director	$0	$0	$0
JEANNIE YODER	DIRECTOR	1.00	Director	$0	$0	$0
BETHANY MCLELLAN	DIRECTOR	1.00	Director	$0	$0	$0
LYNDSEY BLANKS	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL FRID	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$441,671	$433,380	$102,753	$8,291
2024	$387,747	$369,649	$94,462	$18,098
2023	No data	No data	No data	No data
2022	$330,305	$315,486	$69,426	$14,819
2022	$330,305	$315,486	$69,426	$14,819
2021	$297,602	$295,345	$54,607	$2,257
2020	$5,600	$3,598	$52,350	$2,002

FLORIDA ASSOCIATION OF GOVERNMENT GUARANTEED LENDERS INC