A PATTERN INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

ANDREW S GRIVAS

Phone

8559761888

Tax Period

2025-01-01 to 2025-12-31

A PATTERN INC, founded in 2012, is a small nonprofit that reported $141K in total revenue in fiscal year 2025.

Mission

Provide a center for health education, medical, mental, spiritual health, and other training services to those interested in health and wellness and physical preparedness in our local community in Missouri.

Program Service Accomplishments

Program 1

Expenses: $90,940 Revenue: $140,532

We continue to offer a monthly 11 day health and wellness training program at the Health Retreat Center. It continues to emphasize classes in plant-based cooking, disease causes, prevention, and...

We continue to offer a monthly 11 day health and wellness training program at the Health Retreat Center. It continues to emphasize classes in plant-based cooking, disease causes, prevention, and treatment, mental and spiritual health, exercise, and others as health issues of participants may necessitate.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $137,141

Program Service Revenue $3,199

Investment Income $192

Other Revenue $0

TOTAL REVENUE $140,532

Expense Breakdown

Grants Paid $0

Salaries & Benefits $72,883

Fundraising Expenses $0

Program Expenses $90,940

Other Expenses $69,513

TOTAL EXPENSES $142,396

Year-over-Year Comparison

	2025	2024	Change
Revenue	$140,532	N/A	N/A
Expenses	$142,396	N/A	N/A
Net Income	$-1,864	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
PAUL ROSS	DIRECTOR	0.00	Director	$0	$0	$0
MARTHA ROSS	DIRECTOR	0.00	Director	$0	$0	$0
CHARLES CLEVELAND	HER RESOURCE MANAGER	0.00	Director	$0	$0	$0
VAUGHAN H SPARROW	DIRECTOR	0.00	Director	$0	$0	$0
ANDREW S GRIVAS	PRESIDENT	40.00	Officer	$0	$0	$0
JOYCE GRIVAS	SECRETARY-TREASURER	40.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$140,532	$142,396	$167,422	$-1,864
2024	$139,830	$138,373	$169,286	$1,457
2023	$161,947	$143,897	$167,829	$18,050
2022	$134,338	$131,007	$149,779	$3,331
2021	$270,978	$173,748	$555,838	$97,230