CROSS CENTERED MISSIONS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Phone

6052802780

Tax Period

2020-01-01 to 2020-12-31

CROSS CENTERED MISSIONS, founded in 2012, is a small nonprofit in the Religion sector that reported $410K in total revenue in fiscal year 2020. Revenue decreased 6% compared to the prior year. The organization ran a surplus of $84K, a strong 20% operating margin.

Mission

Cross Centered Missions serves as a clearinghouse of missions focused on meeting the spiritual needs of people by accurately spreading the gospel and as a manifestation of that, meeting physical needs. We work to make Christians aware of mission opportunities as well as making available ministry tools and training to equip Christians to fulfill the Great Commission.

Program Service Accomplishments

Program 1

Expenses: $275,107

MYANMAR MISSIONS SUPPORTIn 2020, Myanmar missions focused on the following projects. We are more than halfway through building pastors house. We have been delayed by the military takeover of the...

MYANMAR MISSIONS SUPPORTIn 2020, Myanmar missions focused on the following projects. We are more than halfway through building pastors house. We have been delayed by the military takeover of the government. We have helped with several mission trips to other parts of the country. We have an orphan Bible study every Sunday night & a college Bible study every Thursday night.

Program 2

Expenses: $20,016

INDIA MISSIONS SUPPORTIn 2020, Cross Centered Missions invested in the country of India. This included feeding and training pastors. Zoom expenses for ministry meetings and training. We also sent...

INDIA MISSIONS SUPPORTIn 2020, Cross Centered Missions invested in the country of India. This included feeding and training pastors. Zoom expenses for ministry meetings and training. We also sent money for food do to the covid-19 emergency. We also paid for printing of The Fake Commission in their language. In addition, we purchased land in February for future building project.

Program 3

Expenses: $12,995

BIBLES (Publication - Shipping Expenses)In 2020, Cross Centered purchased bibles and other Christian literature for distribution. In addition, the ministry also paid for the printing of the gospel...

BIBLES (Publication - Shipping Expenses)In 2020, Cross Centered purchased bibles and other Christian literature for distribution. In addition, the ministry also paid for the printing of the gospel bookmark, which is a resource we offer free of charge on our website. As part of our ongoing work, the bookmark is frequently translated into other languages by professional translators. Major expenses in this area include the printing and shipping large quantities of the gospel bookmark both domestically and internationally.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2020)

Revenue Breakdown

Contributions & Grants $406,241

Program Service Revenue $0

Investment Income $4

Other Revenue $3,611

TOTAL REVENUE $409,856

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $317,589

Other Expenses $326,059

TOTAL EXPENSES $326,059

Year-over-Year Comparison

	2020	2019	Change
Revenue	$409,856	$437,913	-0.1%
Expenses	$326,059	$447,130	-0.3%
Net Income	$83,797	$-9,217	-10.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRANK TEED	BOARD MEMBER	10.00	Director	$0	$0	$0
JOHN STROHMAN	Chairman	10.00	Officer	$0	$0	$0
DERRICK HASKINS	VICE CHAIRMAN	10.00	Officer	$0	$0	$0
MARK PENNER	Treasurer	10.00	Officer	$0	$0	$0
SARAH STROHMAN	Secretary	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2020	$409,856	$326,059	$115,994	$83,797
2019	$437,913	$447,130	$32,197	$-9,217
2018	$270,807	$285,675	$41,414	$-14,868