BEULAH CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

ASHLEY BAKER

Phone

7018734585

Tax Period

2022-01-01 to 2022-12-31

BEULAH CHAMBER OF COMMERCE, founded in 1954, is a small nonprofit that reported $108K in total revenue in fiscal year 2022.

Mission

PROMOTES ALL BUSINESS IN BEULAH, ND

Program Service Accomplishments

Program 1

PROMOTES BUSINESS IN THE BEULAH AREA, PREDOMINATELY IN THE TOWN AND CLOSE PROXIMITY. PROMOTES DURING EVENTS AND HOLDS SPECIAL EVENTS FOR THE ENTIRE COMMUNITY. BENIFITS ENTIRE BUSINESS COMMUNITY AND...

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $29,670

Program Service Revenue $0

Investment Income $2,606

Other Revenue $76,026

TOTAL REVENUE $108,302

Expense Breakdown

Grants Paid $0

Salaries & Benefits $57,281

Fundraising Expenses $5,123

Other Expenses $53,321

TOTAL EXPENSES $110,602

Year-over-Year Comparison

	2022	2021	Change
Revenue	$108,302	N/A	N/A
Expenses	$110,602	N/A	N/A
Net Income	$-2,300	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ASHLEY BAKER	PRESIDENT	2.00	Officer Director	$0	$0	$0
ERIN LAVERDURE	DIRECTOR	0.50	Director	$0	$0	$0
KANDIE LINDEMANN	TREASURER/SE	12.00	Officer Director	$0	$0	$0
KAYLA PALMER	DIRECTOR	0.50	Director	$0	$0	$0
ROD SCHAPER	DIRECTOR	0.50	Director	$0	$0	$0
KAITLYN WEIGEL	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$108,302	$110,602	$9,963	$-2,300
2021	$117,556	$110,704	$50,526	$6,852
2020	$155,012	$154,610	$43,582	$402
2019	$125,655	$141,331	$43,459	$-15,676
2018	$158,170	$161,908	$59,135	$-3,738