Ni Veba

EIN: 456968696 Mutual Benefit

Highland Park, NJ

Total Revenue
$2,225,431
Total Expenses
$2,182,135
Total Assets
$1,793,509
Net Assets
$1,570,365
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2012
Legal Domicile
NJ
Principal Officer
Mark A Zandanel
Phone
8562785841
Tax Period
2024-07-01 to 2025-06-30

Ni Veba, founded in 2012, is a community nonprofit in the Mutual Benefit sector that reported $2.2M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion.

Mission

The Ni Veba provides medical and prescription drug coverage to all eligible and active employees of Neighbours, Inc. who seek enrollment.

Program Service Accomplishments

Program 1

The Trust provides for medical and prescription drug coverage to all active members who are employees of Neighbours, Inc. and seek enrollment.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $2,171,718
Investment Income $53,713
Other Revenue $0
TOTAL REVENUE $2,225,431

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $10,417
TOTAL EXPENSES $2,182,135

Year-over-Year Comparison

2024 2023 Change
Revenue $2,225,431 $1,905,273 +0.2%
Expenses $2,182,135 $1,861,384 +0.2%
Net Income $43,296 $43,889 0.0%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
N/A
Employees
N/A
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$329,056
Total Directors
3
$329,056
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Mark Zandanel Chairperson 5.00
Officer Director
$0 $61,130 $158,328
Patti Scott Co-Chairperson 2.00
Officer Director
$0 $19,890 $117,729
Mythili Atluri Secretary 1.00
Officer Director
$0 $17,849 $52,999
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $2,225,431 $2,182,135 $1,793,509 $43,296
2024 $1,905,273 $1,861,384 $1,853,810 $43,889
2023 $1,839,749 $1,867,446 $1,601,478 $-27,697
2022 $1,911,214 $1,908,040 $1,782,732 $3,174
2021 $1,267,632 $1,260,587 $1,955,963 $7,045
2020 $1,492,280 $1,475,796 $1,500,658 $16,484
2019 $1,179,862 $1,179,447 $1,492,298 $415
2018 $871,345 $872,556 $1,511,674 $-1,211
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