Belle Fourche Chamber of Commerce (EIN 460121696) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1911

Legal Domicile

Tax Period

2023-01-01 to 2023-12-31

Belle Fourche Chamber of Commerce, founded in 1911, is a micro nonprofit that reported $100K in total revenue in fiscal year 2018. Expenses of $113K exceeded revenue, resulting in a 13% operating deficit.

Mission

To promote, connect, and enrich the Belle Fourche area business community.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $103,649

Program Service Revenue $30,069

Investment Income $14

Other Revenue $640

TOTAL REVENUE $134,372

Expense Breakdown

Grants Paid $0

Salaries & Benefits $74,445

Fundraising Expenses $0

Program Expenses $53,515

Other Expenses $66,972

TOTAL EXPENSES $141,417

Year-over-Year Comparison

	2023	2022	Change
Revenue	$134,372	$137,173	0.0%
Expenses	$141,417	$130,766	+0.1%
Net Income	$-7,045	$6,407	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$53,558

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Miranda Gallagher	Executive Director	0.00	Officer	$53,558	$0	$53,558
Wendy Bowers	Director	1.00	Director	$0	$0	$0
Melissa Scofield	Director	1.00	Director	$0	$0	$0
Heidi Parker	Director	1.00	Director	$0	$0	$0
Brittney Wilkinson	Director	1.00	Director	$0	$0	$0
David Pruitt	Director	1.00	Director	$0	$0	$0
Rachel Woodruff	Director	1.00	Director	$0	$0	$0
Shelia Hodge	Director	1.00	Director	$0	$0	$0
Nikki Hoyme	Director	1.00	Director	$0	$0	$0
Angie Besler	Vice President	2.00	Officer Director	$0	$0	$0
Matt Kruetz	President	1.00	Officer Director	$0	$0	$0
Cassie Pannone	SecretaryTreasuer	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	No data	No data	No data	No data
2023	$134,372	$141,417	$4,397	$-7,045
2022	$137,173	$130,766	$11,321	$6,407
2021	$112,959	$127,380	$9,722	$-14,421
2020	$92,885	$79,013	$23,937	$13,872
2019	$104,884	$105,169	$12,317	$-285
2018	$99,977	$112,556	$12,538	$-12,579

Belle Fourche Chamber of Commerce