GREATER SIOUX FALLS CHAMBER OF COMMERCE (EIN 460189300) - Form 990 Financial Analysis & Trantor Score

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Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

JEFFREY GRIFFIN

Phone

6053361620

Tax Period

2024-10-01 to 2025-09-30

SIOUX FALLS AREA CHAMBER OF COMMERCE, founded in 1938, is a community nonprofit that reported $6.1M in total revenue in fiscal year 2017. Expenses of $5.8M left a modest 4% surplus.

Mission

BUILD A STRONG COMMUNITY THROUGH MEMBER-DRIVEN PROGRAMMING THAT FOCUSES ON ECONOMIC HELP AND QUALITY OF LIFE IN OUR AREA.

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Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,795,226

Program Service Revenue $1,631,318

Investment Income $147,839

Other Revenue $998,577

TOTAL REVENUE $4,572,960

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,854,465

Fundraising Expenses $64,070

Other Expenses $2,102,627

TOTAL EXPENSES $3,957,092

Year-over-Year Comparison

	2024	2023	Change
Revenue	$4,572,960	$4,128,984	+0.1%
Expenses	$3,957,092	$3,680,305	+0.1%
Net Income	$615,868	$448,679	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

392

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$529,696

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEFFREY GRIFFIN	PRESIDENT &	60.00	Officer	$242,432	$39,960	$282,392
CORY BUCK	CFO	45.00	Officer	$0	$55,811	$205,738
BRITTNEY HANSON	EXECUTIVE DI	45.00	Officer	$36,119	$5,447	$41,566
MILES BEACOM	CHAIR	2.00	Officer Director	$0	$0	$0
CATJERINE DEKKENGA	DIRECTOR	1.00	Director	$0	$0	$0
TAMIEN DYSART	CHAIR-ELECT	2.00	Officer Director	$0	$0	$0
BILL GASSEN	DIRECTOR	1.00	Director	$0	$0	$0
JOSE-MARIE GRIFFITHS	SECRETARY	2.00	Officer Director	$0	$0	$0
JASON HERRBOLDT	TREASURER	2.00	Officer Director	$0	$0	$0
MINDY KROLL	DIRECTOR	1.00	Director	$0	$0	$0
REGGIE KUIPERS	DIRECTOR	1.00	Director	$0	$0	$0
DERRICK LARSON	DIRECTOR	1.00	Director	$0	$0	$0
JEFF LAUTT	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT LAWRENCE	PAST CHAIR	2.00	Officer Director	$0	$0	$0
TIM MEAGHER	DIRECTOR	1.00	Director	$0	$0	$0
MATT PAULSON	DIRECTOR	1.00	Director	$0	$0	$0
DR RONALD PLACE	DIRECTOR	1.00	Director	$0	$0	$0
RYAN PUNT	DIRECTOR	1.00	Director	$0	$0	$0
JAKE QUASNEY	DIRECTOR	1.00	Director	$0	$0	$0
VICKY STEWARD	DIRECTOR	1.00	Director	$0	$0	$0
AMY STOCKBERGER	DIRECTOR	1.00	Director	$0	$0	$0
CANDICE VANLIERE	DIRECTOR	1.00	Director	$0	$0	$0
SELENE ZAMORANO	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,572,960	$3,957,092	$13,478,351	$615,868
2024	$4,128,984	$3,680,305	$12,836,644	$448,679
2023	$3,983,306	$3,784,052	$12,075,621	$199,254
2022	$7,533,163	$6,003,031	$11,325,100	$1,530,132
2021	$7,933,347	$6,515,253	$10,050,793	$1,418,094
2019	$6,474,043	$5,958,308	$7,484,748	$515,735
2018	$6,111,799	$5,845,170	$7,054,746	$266,629

GREATER SIOUX FALLS CHAMBER OF COMMERCE