STEP INTO A JOB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

Simonida Cvejic

Phone

4152170077

Tax Period

2023-01-01 to 2023-12-31

STEP INTO A JOB, founded in 2012, is a small nonprofit in the Education sector that reported $641K in total revenue in fiscal year 2023. Revenue surged 182% from the prior year, signaling strong growth momentum. Expenses of $738K exceeded revenue, resulting in a 15% operating deficit.

Mission

STEP into a Job! transforms people's lives though healthcare career training created in partnership with employers. We equip individuals with the knowledge and skills needed for upward socio-economic mobility while preparing the healthcare workforce of the future.

Program Service Accomplishments

Program 1

Expenses: $726,834

Step into a Job is powered by BAMA's Medical Assistant with Phlebotomy program, in which students receive rigorous training in core competencies associated with Medical Assisting and Phlebotomy with the aim of preparing graduates to work professionally in the field. In 2022, all groundwork was done to start offering these programs through Step into a Job in 2023.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $640,650

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $640,650

Expense Breakdown

Grants Paid $86,500

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $726,834

Other Expenses $651,533

TOTAL EXPENSES $738,033

Year-over-Year Comparison

	2023	2022	Change
Revenue	$640,650	$227,328	+1.8%
Expenses	$738,033	$480	+1536.6%
Net Income	$-97,383	$226,848	-1.4%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✓ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Simonida Cvejic	Executive Director	40.00	Officer Director	$0	$0	$0
Angela Dombrowski	Secretary	2.00	Officer Director	$0	$0	$0
Saba Mirza	Board Member	2.00	Director	$0	$0	$0
Caitlin McShane	Board Member	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$640,650	$738,033	$190,331	$-97,383
2022	$227,328	$480	$247,728	$226,848