THURSDAY FORTNIGHTLY CLUB OF MEDFORD C/O TINA CARUSO (EIN 461059394) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

TINA CARUSO

Phone

7813964785

Tax Period

2024-01-01 to 2024-12-31

THURSDAY FORTNIGHTLY CLUB OF MEDFORD C/O TINA CARUSO, founded in 1920, is a micro nonprofit in the Philanthropy & Grantmaking sector that reported $25K in total revenue in fiscal year 2024. Revenue surged 79% from the prior year, signaling strong growth momentum. The organization ran a surplus of $6K, a strong 22% operating margin.

Mission

INTELLECTUAL IMPROVEMENT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $2,860

Program Service Revenue $21,549

Investment Income $1

Other Revenue $950

TOTAL REVENUE $25,360

Expense Breakdown

Grants Paid $7,750

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $19,733

Other Expenses $11,983

TOTAL EXPENSES $19,733

Year-over-Year Comparison

	2024	2023	Change
Revenue	$25,360	$14,196	+0.8%
Expenses	$19,733	$19,092	+0.0%
Net Income	$5,627	$-4,896	-2.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TINA CARUSO	GOVERNING BOARD CHAIR	10.00	Officer Director	$0	$0	$0
JUDY LONERGAN	GOVERNING BOARD	10.00	Officer Director	$0	$0	$0
MARYJO MANGAN	GOVERNING BOARD	10.00	Officer Director	$0	$0	$0
CAROL WHOOLEY	TREASURER	10.00	Officer Director	$0	$0	$0
ELIZABETH SALINI	AUDITOR	10.00	Officer Director	$0	$0	$0
JODIE DELLOVO	PUBLICITY	10.00	Director	$0	$0	$0
ROBERTA JOHANSEN	GOOD CHEER	10.00	Director	$0	$0	$0
PATRICIA MCGOVERN	RECORDING SECRETARY	10.00	Officer Director	$0	$0	$0
ROSEMARY ARDAGNA	GOVERNING BOARD	10.00	Officer Director	$0	$0	$0
CHARLOTTE SCUDERI	GOVERNING BOARD	10.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$25,360	$19,733	$9,242	$5,627
2023	$14,196	$19,092	$3,614	$-4,896
2022	$25,045	$24,070	$8,510	$975
2021	$29,478	$23,391	$7,535	$6,087
2020	$9,360	$12,605	$1,448	$-3,245
2019	$21,934	$22,621	$4,693	$-687
2018	$21,422	$22,232	$5,380	$-810

THURSDAY FORTNIGHTLY CLUB OF MEDFORD C/O TINA CARUSO