Z Ministries (EIN 461167554) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

Joseph Zupetz

Phone

7192578050

Tax Period

2022-01-01 to 2022-12-31

Z Ministries, founded in 2012, is a community nonprofit in the Religion sector that reported $2.0M in total revenue in fiscal year 2022. Revenue grew 20% year-over-year, indicating healthy expansion. The organization ran a surplus of $651K, a strong 33% operating margin.

Mission

BUILDING LIVES BY THE WORD OF GOD.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $1,825,046

Program Service Revenue $0

Investment Income $314

Other Revenue $125,183

TOTAL REVENUE $1,950,543

Expense Breakdown

Grants Paid $95,270

Salaries & Benefits $519,917

Fundraising Expenses $0

Program Expenses $849,181

Other Expenses $684,469

TOTAL EXPENSES $1,299,656

Year-over-Year Comparison

	2022	2021	Change
Revenue	$1,950,543	$1,632,044	+0.2%
Expenses	$1,299,656	$1,164,008	+0.1%
Net Income	$650,887	$468,036	+0.4%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$285,821

Total Directors

$285,821

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Joseph Zupetz	President/Sec	60.00	Officer Director	$95,308	$46,397	$141,705
Heather Zupetz	VP/Treasurer	40.00	Officer Director	$60,000	$0	$60,000
Jason Chandler	Partner Relations Director	60.00		$57,470	$0	$57,470
David Pollock	CEO	40.00	Officer Director	$51,764	$0	$51,764
Robyn Pollock	CFO	50.00	Officer Director	$32,352	$0	$32,352
Joshua Ercoli	Director	10.00	Director	$0	$0	$0
Ryan Edberg	Director	10.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2022	$1,950,543	$1,299,656	$1,105,855	$650,887
2021	$1,632,044	$1,164,008	$566,281	$468,036
2020	$1,000,415	$851,569	$115,565	$148,846
2020	$985,864	$851,712	$118,054	$134,152
2019	$511,188	$470,418	$75,941	$40,770
2018	$239,467	$359,688	$48,673	$-120,221

Z Ministries