195 MONTAGUE CORP (EIN 461380694) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

JOHN CHIARELLO

Phone

2128736000

Tax Period

2023-01-01 to 2023-12-31

195 MONTAGUE CORP, founded in 2012, is a community nonprofit in the Community Improvement sector that reported $1.1M in total revenue in fiscal year 2023. Revenue decreased 7% compared to the prior year. Expenses of $2.7M exceeded revenue, resulting in a 138% operating deficit.

Mission

REAL ESTATE HOLDING COMPANY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,125,827

Investment Income $40

Other Revenue $0

TOTAL REVENUE $1,125,867

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $2,681,513

TOTAL EXPENSES $2,681,513

Year-over-Year Comparison

	2023	2022	Change
Revenue	$1,125,867	$1,207,540	-0.1%
Expenses	$2,681,513	$2,807,989	0.0%
Net Income	$-1,555,646	$-1,600,449	0.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LATONYA CRISP-SAURAY	RECORD SECRETARY	1.00	Director	$0	$0	$0
LYNWOOD WHICHARD	ADMINISTRATIVE V.P.	1.00	Director	$0	$0	$0
RICHARD DAVIS	PRESIDENT	1.00	Director	$0	$0	$0
JOHN V CHIARELLO	SECRETARY TREASURER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$1,125,867	$2,681,513	$16,726,208	$-1,555,646
2022	$1,207,540	$2,807,989	$17,633,426	$-1,600,449
2021	$1,105,117	$2,346,039	$18,614,639	$-1,240,922
2020	$1,071,354	$2,413,174	$19,180,836	$-1,341,820
2019	$1,057,708	$2,521,623	$20,109,549	$-1,463,915
2018	$1,044,628	$2,058,940	$20,884,491	$-1,014,312

195 MONTAGUE CORP