MEALS WITH A MISSION INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

RICHARD L JAROCKI JR

Phone

2012884643

Tax Period

2021-01-01 to 2021-12-31

MEALS WITH A MISSION INC, founded in 2012, is a micro nonprofit that reported $8K in total revenue in fiscal year 2021. Revenue fell 96% from the prior year — a significant decline worth monitoring. Expenses of $91K exceeded revenue, resulting in a 977% operating deficit.

Mission

MEALS WITH A MISSION, INC'S MISSION IS TO SERVE WITH DIGNITY AND CONCERN THE HUNGRY IN NORTHERN NEW JERSEY.

Program Service Accomplishments

Program 1

Expenses: $86,539

PREPARED AND DISTRIBUTED MEALS TO LOCAL HOMELESS RESCUE SHELTERS ANDFOOD PANTRIES IN BERGEN, PASSAIC, HUDSON AND OTHER COUNTIES IN NORTHERN NEW JERSEY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $21,041

Program Service Revenue $0

Investment Income $-12,706

Other Revenue $138

TOTAL REVENUE $8,473

Expense Breakdown

Grants Paid $43,201

Salaries & Benefits $13,700

Fundraising Expenses $0

Program Expenses $86,539

Other Expenses $34,354

TOTAL EXPENSES $91,255

Year-over-Year Comparison

	2021	2020	Change
Revenue	$8,473	$216,186	-1.0%
Expenses	$91,255	$288,628	-0.7%
Net Income	$-82,782	$-72,442	+0.1%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GARY GAGLIARDI	TRUSTEE	N/A	Director	$0	$0	$0
JOAN GILL	TREASURER	3.00	Officer Director	$0	$0	$0
LORI IANNONE	TRUSTEE	N/A	Director	$0	$0	$0
RICHARD L JAROCKI JR	BOARD PRESI	2.00	Officer Director	$0	$0	$0
SHARON MCNISH	SECRETARY	N/A	Officer Director	$0	$0	$0
SHELLI RIGOLOSI	TRUSTEE	N/A	Director	$0	$0	$0
CAROL VICECONTE	TRUSTEE	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$8,473	$91,255	No data	$-82,782
2020	$216,186	$288,628	$98,034	$-72,442
2019	$431,765	$409,933	$156,367	$21,832
2018	$453,854	$444,670	$134,694	$9,184