The Prayer Covenant Inc (EIN 461517204) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

Vik Marballi

Phone

5138847765

Tax Period

2025-01-01 to 2025-12-31

The Prayer Covenant Inc, founded in 2013, is a small nonprofit in the Religion sector that reported $151K in total revenue in fiscal year 2025. Revenue fell 27% from the prior year — a significant decline worth monitoring. Expenses of $205K exceeded revenue, resulting in a 36% operating deficit.

Mission

Making disciples among the children and youth of the nations.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $150,772

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $150,772

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $1,863

Program Expenses $189,712

Other Expenses $205,119

TOTAL EXPENSES $205,119

Year-over-Year Comparison

	2025	2024	Change
Revenue	$150,772	$206,784	-0.3%
Expenses	$205,119	$152,908	+0.3%
Net Income	$-54,347	$53,876	-2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Candy Marballi	Executive Committee President	20.00	Officer Director	$0	$0	$0
Vik Marballi	Exec Committee Board ChairTreas	10.00	Officer Director	$0	$0	$0
Ford Taylor	Board Member	0.25	Director	$0	$0	$0
Rachel Williamson	Executive Committee Board Secretary	1.00	Officer Director	$0	$0	$0
Jason Hubbard	Board Member	0.25	Director	$0	$0	$0
Bill Trick	Board Member	0.25	Director	$0	$0	$0
Koffi Kpomgbe	Board Member	0.25	Director	$0	$0	$0
Jenni Colwell	Board Member	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$150,772	$205,119	$51,072	$-54,347
2024	No data	No data	No data	No data
2023	$163,188	$176,587	$51,961	$-13,399
2022	$272,235	$663,402	$82,037	$-391,167
2022	$272,235	$663,402	$82,037	$-391,167
2021	$718,408	$697,053	$476,180	$21,355
2020	$370,755	$492,851	$433,338	$-122,096
2020	$370,755	$492,851	$433,338	$-122,096
2019	$710,572	$521,603	$567,128	$188,969
2018	$763,133	$608,464	$378,342	$154,669
2018	$974,347	$819,678	$378,342	$154,669

The Prayer Covenant Inc