STEPS OF LOVE (EIN 461557787) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

Luis Ramirez

Phone

4804208141

Tax Period

2021-01-01 to 2021-09-30

STEPS OF LOVE, founded in 2012, is a small nonprofit that reported $260K in total revenue in fiscal year 2021. Revenue fell 44% from the prior year — a significant decline worth monitoring.

Mission

Steps of Love is a U.S.-based nonprofit organization with a mission to provide young people in Mexico with a path out of poverty through education.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $260,055

Program Service Revenue $0

Investment Income $0

Other Revenue $81

TOTAL REVENUE $260,136

Expense Breakdown

Grants Paid $242,620

Salaries & Benefits $0

Fundraising Expenses $2,613

Program Expenses $243,252

Other Expenses $16,584

TOTAL EXPENSES $259,204

Year-over-Year Comparison

	2021	2020	Change
Revenue	$260,136	$467,921	-0.4%
Expenses	$259,204	$460,436	-0.4%
Net Income	$932	$7,485	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✓ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Luis Ramirez	Chair of the Board of Directors	2	Director	$0	$0	$0
Jesus Campa	Vice Chair of the Board of Directors	1	Director	$0	$0	$0
Cynthia Connelly	Treasurer of the Board of Directors	15	Director	$0	$0	$0
Kathleen Duncan	Board Member	40	Director	$0	$0	$0
Emy Burback Diaz	Board Member	8	Director	$0	$0	$0
Nicole Ramirez	Board Member	1	Director	$0	$0	$0
William Ridenour	Board Member	1	Director	$0	$0	$0
Edward Jones	Board Member	1	Director	$0	$0	$0
Hector Vazquez del Mercado Martinez	Board Member	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$260,136	$259,204	No data	$932
2020	$467,921	$460,436	$246,410	$7,485
2019	$300,037	$283,582	$238,967	$16,455

STEPS OF LOVE