SOUTH RIVER PISTOL CLUB

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1947

Principal Officer

JOSEPH KOSMO

Phone

7322382060

Tax Period

2025-01-01 to 2025-12-31

SOUTH RIVER PISTOL CLUB, founded in 1947, is a micro nonprofit in the Recreation & Sports sector that reported $39K in total revenue in fiscal year 2025. The organization ran a surplus of $19K, a strong 48% operating margin.

Mission

TO LEND SUPPORT TO LOCAL POLICE DEPARTMENTS FOR TRAINING IN SOUTH RIVER NJ AND SURROUNDING COMMUNITIES.

Program Service Accomplishments

Program 1

TO LEND SUPPORT TO LOCAL POLICE DEPARTMENTS FOR TRAINING IN SOUTH RIVER NJ AND SURROUNDING COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $34,592

Program Service Revenue $0

Investment Income $4,094

Other Revenue $0

TOTAL REVENUE $38,686

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $20,087

TOTAL EXPENSES $20,087

Year-over-Year Comparison

	2025	2024	Change
Revenue	$38,686	$37,697	+0.0%
Expenses	$20,087	$32,498	-0.4%
Net Income	$18,599	$5,199	+2.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

126

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOSEPH GREKOSKI	SECRETARY	0.50	Officer	$0	$0	$0
JOSEPH KOSMO	PRESIDENT	0.50	Officer	$0	$0	$0
RICHARD SABO	VICE PRESIDE	0.50	Officer	$0	$0	$0
CHRISTOPHER SIKORSKI	TREASURER	0.50	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$38,686	$20,087	$179,795	$18,599
2024	No data	No data	No data	No data
2023	$39,810	$32,740	$155,997	$7,070
2022	$33,560	$24,871	$138,026	$8,689
2021	$31,873	$48,347	$129,337	$-16,474
2020	$33,700	$41,153	$145,892	$-7,453
2019	$33,537	$18,160	$153,345	$15,377
2018	$32,526	$20,023	$137,862	$12,503