Steps Together A NJ Non Profit (EIN 461943410) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

Matthew Guy

Phone

9088720217

Tax Period

2025-01-01 to 2025-12-31

Steps Together A NJ Non Profit, founded in 2013, is a small nonprofit in the Philanthropy & Grantmaking sector that reported $206K in total revenue in fiscal year 2025. Revenue grew 19% year-over-year, indicating healthy expansion. Expenses of $195K left a modest 5% surplus.

Mission

To host fundraising events and distribute proceeds to families facing a medical crisis.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $165,152

Program Service Revenue $0

Investment Income $7,538

Other Revenue $33,470

TOTAL REVENUE $206,160

Expense Breakdown

Grants Paid $154,174

Salaries & Benefits $31,200

Fundraising Expenses $0

Program Expenses $154,174

Other Expenses $9,520

TOTAL EXPENSES $194,894

Year-over-Year Comparison

	2025	2024	Change
Revenue	$206,160	$172,878	+0.2%
Expenses	$194,894	$157,371	+0.2%
Net Income	$11,266	$15,507	-0.3%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$31,200

Total Directors

$31,200

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Courtney Newman	Executive Director	020.00	Officer Director	$31,200	$0	$31,200
Jennifer Korab	President	002.50	Officer Director	$0	$0	$0
Rebecca Newman	Secretary	002.50	Officer Director	$0	$0	$0
Matt Guy	Treasurer	010.00	Officer Director	$0	$0	$0
Damian Sian	Exec Board Member	001.00	Director	$0	$0	$0
Dave Barker	Exec Board Member	001.00	Director	$0	$0	$0
Amelia Korab	Exec Board Member	001.00	Director	$0	$0	$0
Susan Spagnola	Exec Board Member	001.00	Director	$0	$0	$0
Melissa Smith	Exec Board Member	001.00	Director	$0	$0	$0
Stacy Bisco	Exec Board Member	001.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$206,160	$194,894	$286,961	$11,266
2024	No data	No data	No data	No data
2023	$175,905	$153,363	$260,186	$22,542
2022	$142,010	$120,692	$237,644	$21,318
2021	$179,212	$32,135	$216,326	$147,077
2020	$122,638	$93,245	$69,249	$29,393
2019	$146,068	$156,102	$40,741	$-10,034
2018	$180,491	$186,538	$64,130	$-6,047

Steps Together A NJ Non Profit