HELP ELIMINATE LEGAL PROBLEMS FOR SENIORS AND DISABLED

EIN: 462637954 501(c)(3)

Salem, OR

Total Revenue
$1,785,681
Total Expenses
$1,447,562
Total Assets
$394,094
Net Assets
$21,246
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2013
Legal Domicile
OR
Principal Officer
Eric Olsen
Phone
8554357787
Tax Period
2024-01-01 to 2024-12-31

HELP ELIMINATE LEGAL PROBLEMS FOR SENIORS AND DISABLED, founded in 2013, is a community nonprofit that reported $1.8M in total revenue in fiscal year 2024. Revenue surged 23% from the prior year, signaling strong growth momentum. The organization ran a surplus of $338K, a strong 19% operating margin.

Mission

We educate and inform our potential clients lower-income senior citizens and legally disabled persons about the laws protecting them so they can make decisions based on reality instead of fear. We provide representation as described by the Fair Dept Collection Practices Act so our clients do not experience debt collection harassment. With adequate legal protection and understanding of their legal protections our clients can choose to pay for their basic necessities instead of using these funds for unsecured debt.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $1,785,681
Investment Income $0
Other Revenue $0
TOTAL REVENUE $1,785,681

Expense Breakdown

Grants Paid $0
Salaries & Benefits $673,592
Fundraising Expenses $0
Program Expenses $762,383
Other Expenses $767,594
TOTAL EXPENSES $1,447,562

Year-over-Year Comparison

2024 2023 Change
Revenue $1,785,681 $1,456,828 +0.2%
Expenses $1,447,562 $1,491,770 0.0%
Net Income $338,119 $-34,942 -10.7%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
3
Independent Members
2
Employees
20
Volunteers
N/A

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
⚠ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
3
$114,000
Key Employees
1
$136,000
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Eric Olsen Executive Director 40.00
Key Emp
$136,000 $0 $136,000
Rex K Daines President 0.50
Officer Director
$0 $0 $0
Kaisa Janzen Director 60.00
Director
$114,000 $0 $114,000
Marissa Scofield Director 0.00
Officer Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2024 $1,785,681 $1,447,562 $394,094 $338,119
2023 $1,456,828 $1,491,770 $187,256 $-34,942
2023 $1,457,635 $1,560,580 $45,193 $-102,945
2023 $1,456,828 $1,491,770 $1,459,337 $-34,942
2022 $1,374,928 $1,504,042 $140,670 $-129,114
2021 $1,174,073 $1,179,334 $264,572 $-5,261
2020 $897,488 $903,899 $214,177 $-6,411
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