Main Street Holden Inc

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Phone

8167863240

Tax Period

2023-01-01 to 2023-12-31

Main Street Holden Inc, founded in 2013, is a micro nonprofit in the Community Improvement sector that reported $91K in total revenue in fiscal year 2023. Revenue surged 443% from the prior year, signaling strong growth momentum. Expenses of $82K left a modest 10% surplus.

Mission

Main Street Holden is dedicated to the economic growth of Holden while enhancing the character of our downtown through historic preservation and community involvement We employ the 4 Point Approach Organization Promotion Design and Economic Restructuring

Program Service Accomplishments

Program 1

Expenses: $81,090 Revenue: $80,850

Additional railings in downtown district after MODOT sidewalk and highway project included SOME railings but not sufficient for safety of pedestrians Funded by grant from T-Mobile and donations of...

Additional railings in downtown district after MODOT sidewalk and highway project included SOME railings but not sufficient for safety of pedestrians Funded by grant from T-Mobile and donations of downtown businesses

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $90,805

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $90,805

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $81,090

Other Expenses $82,076

TOTAL EXPENSES $82,076

Year-over-Year Comparison

	2023	2022	Change
Revenue	$90,805	$16,711	+4.4%
Expenses	$82,076	$36,468	+1.3%
Net Income	$8,729	$-19,757	-1.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Darcy Roach	President	1	Officer Director	$0	$0	$0
Jennifer Smithson	Vice-President	1	Officer Director	$0	$0	$0
Sarah Iloilo	Secretary	1	Officer Director	$0	$0	$0
Helen Shoemaker	Treasurer	1	Officer Director	$0	$0	$0
Diane Klossen	Director	1	Director	$0	$0	$0
Tony Lerda	Director	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$90,805	$82,076	$19,251	$8,729
2022	$16,711	$36,468	$10,171	$-19,757
2021	$1,665	$411	$2,355	$1,254
2020	$265	$265	$1,101	No data
2019	$136	$286	$1,101	$-150
2018	$155	$432	$1,251	$-277