MAXCEN HOUSING SOCIETY (EIN 462894051) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

Jean Maxcene Decarde

Phone

8889594159

Tax Period

2025-01-01 to 2025-12-31

MAXCEN HOUSING SOCIETY, founded in 2013, is a micro nonprofit in the Housing & Shelter sector that reported $99K in total revenue in fiscal year 2025.

Mission

MHSCB offers free online and formal tutoring on housing development and education services and works to create affordable rental and homeownership opportunities and provides programming related to youth, adult financial literacy and people with disabilities, homebuyer education and counseling, and entrepreneurship and job training for low-income families. Maxcen Housing Society Inc., Florida Branch focuses on helping low-income families/individuals qualify for and obtain affordable mortgages, build assets, and repair substandard homes

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $99,497

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $99,497

Expense Breakdown

Grants Paid $0

Salaries & Benefits $62,549

Fundraising Expenses $0

Program Expenses $97,707

Other Expenses $35,158

TOTAL EXPENSES $97,707

Year-over-Year Comparison

	2025	2024	Change
Revenue	$99,497	$97,995	+0.0%
Expenses	$97,707	$97,031	+0.0%
Net Income	$1,790	$964	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$7,307

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Jean Maxcene Decarde	Executive Director CEO	40.00	Key Emp	$7,307	$0	$7,307

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$99,497	$97,707	$99,497	$1,790
2024	$97,995	$97,031	$97,995	$964
2023	$236,548	$178,049	$236,548	$58,499
2022	$241,142	$178,121	$241,142	$63,021
2021	$196,429	$184,288	$196,429	$12,141
2020	$198,159	$195,231	$198,159	$2,928
2019	$94,891	$94,743	$94,891	$148
2018	$85,889	$81,023	$85,889	$4,866

MAXCEN HOUSING SOCIETY