STEVENS ALUMNI FOR EDUCATION

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

DONALD N MERINO

Phone

5083626473

Tax Period

2019-01-01 to 2019-12-31

STEVENS ALUMNI FOR EDUCATION, founded in 2013, is a micro nonprofit that reported $12K in total revenue in fiscal year 2019. Revenue fell 31% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $8K, a strong 63% operating margin.

Mission

WE ARE A CHARITABLE ORGANIZATION WHOSE MISSION IS TO PROVIDE FINANCIAL ASSISTANCE TO STEVENS INSTITUTE OF TECHNOLOGY SIT IN HOKOKEN NJ AND TO PROVISE SCHOLARSHIPS AND AWARDS FOR SIT STUDENTS . OTHER TAX EXEMPT CHARITIES MAY ALSO BE CONSIDERED FOR FINANCIAL ASSISTANCE

Program Service Accomplishments

Program 1

Expenses: $4,526

GRANTS FOR THE SIT STUDENTS BUT ARE NOT LIMITED TO THE BACHELOR OF ENGINEERING IN ENGINEERING MANAGEMENT BEEM

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $12,100

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $12,100

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $4,526

Other Expenses $4,526

TOTAL EXPENSES $4,526

Year-over-Year Comparison

	2019	2018	Change
Revenue	$12,100	$17,510	-0.3%
Expenses	$4,526	N/A	N/A
Net Income	$7,574	$17,510	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✓ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✓ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DONALD N MERINO	CO-CHAIR & TREASURER	1.00	Officer	$0	$0	$0
ROBERT J FIOCCO	CO-CHAIR	1.00	Officer	$0	$0	$0
THOMAS BENTEY	CO-TREASURER	1.00	Officer	$0	$0	$0
A JOSEPH SCHNEIDER	OFFICER	N/A	Officer	$0	$0	$0
ROBERT W BOSSE	OFFICER	N/A	Officer	$0	$0	$0
DONALD W MERINO	OFFICER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$12,100	$4,526	$78,665	$7,574
2018	$17,510	$34,855	$58,282	$-17,345