Lending Hands Foundation (EIN 463382913) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

Celeste M Klay

Phone

4199992010

Tax Period

2024-01-01 to 2024-12-31

Lending Hands Foundation, founded in 2013, is a micro nonprofit in the Public & Societal Benefit sector that reported $60K in total revenue in fiscal year 2024. Expenses of $66K exceeded revenue, resulting in a 11% operating deficit.

Mission

Help individuals in financial need

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $59,915

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $59,915

Expense Breakdown

Grants Paid $66,030

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $66,030

Other Expenses $234

TOTAL EXPENSES $66,264

Year-over-Year Comparison

	2024	2023	Change
Revenue	$59,915	$61,593	0.0%
Expenses	$66,264	$72,728	-0.1%
Net Income	$-6,349	$-11,135	-0.4%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

N/A

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KERRI ROMES	DirectorPresident	0.50	Officer Director	$0	$0	$0
JEREMY MONROE	DirectorVice Presiden	0.50	Officer Director	$0	$0	$0
KEVAN UNVERFERTH	DirectorVice Presiden	0.50	Officer Director	$0	$0	$0
CELESTE KLAY	DirTreasSec	1.00	Officer Director	$0	$0	$0
KATIE A KENT	DirectorVice Presiden	0.50	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$59,915	$66,264	$3,663	$-6,349
2023	$61,593	$72,728	$10,011	$-11,135
2022	$55,772	$56,367	$21,145	$-595
2021	$58,168	$55,870	$21,741	$2,298

Lending Hands Foundation