MIRACLE LEAGUE OF CHATTANOOGA INC (EIN 463437488) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

JANE KAYLOR

Phone

4239876608

Tax Period

2024-01-01 to 2024-12-31

MIRACLE LEAGUE OF CHATTANOOGA INC, founded in 2015, is a micro nonprofit in the Recreation & Sports sector that reported $43K in total revenue in fiscal year 2024. Revenue surged 92% from the prior year, signaling strong growth momentum. Expenses of $79K exceeded revenue, resulting in a 85% operating deficit.

Mission

THE MIRACLE LEAGUE OF CHATTANOOGA IS DEDICATED TO PROMOTING THE HEALTH AND WELL-BEING OF INDIVIDUALS WITH DISABILITIES, WHILE EDUCATING THE PUBLIC AND PROMOTING A GREATER UNDERSTANDING OF MATTERS CONCERING INDIVIDUALS WITH DISABILITIES.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $22,603

Program Service Revenue $0

Investment Income $20,083

Other Revenue $0

TOTAL REVENUE $42,686

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $73,207

Other Expenses $79,067

TOTAL EXPENSES $79,067

Year-over-Year Comparison

	2024	2023	Change
Revenue	$42,686	$22,182	+0.9%
Expenses	$79,067	$86,178	-0.1%
Net Income	$-36,381	$-63,996	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN GERM	PRESIDENT	1.00	Director	$0	$0	$0
MIKE MCGAULEY	VICE PRESIDENT	1.00	Director	$0	$0	$0
JAN MOSES	SECRETARY	1.00	Director	$0	$0	$0
JANE KAYLOR	TREASURER	1.00	Director	$0	$0	$0
GRETA HAYES	DIRECTOR	1.00	Director	$0	$0	$0
DONNA MCCONNICO	DIRECTOR	1.00	Director	$0	$0	$0
HAL NORTH	DIRECTOR	1.00	Director	$0	$0	$0
DEBBIE RABON	DIRECTOR	1.00	Director	$0	$0	$0
MIKE ST CHARLES	DIRECTOR	1.00	Director	$0	$0	$0
TOM WHITE	DIRECTOR	1.00	Director	$0	$0	$0
KIM CHAPMAN WHITFIELD	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$42,686	$79,067	$1,536,168	$-36,381
2019	$19,350	$76,911	$1,733,455	$-57,561
2018	$210,667	$65,192	$1,791,016	$145,475

MIRACLE LEAGUE OF CHATTANOOGA INC