Answers For Life (EIN 463601678) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Legal Domicile

Phone

5203088990

Tax Period

2023-07-01 to 2024-06-30

Answers For Life is a small nonprofit in the Human Services sector that reported $337K in total revenue in fiscal year 2023. Revenue fell 52% from the prior year — a significant decline worth monitoring. Expenses of $613K exceeded revenue, resulting in a 82% operating deficit.

Mission

Provide Free pregnancy care tests and cousel for needy women through delivery of the baby

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $336,652

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $336,652

Expense Breakdown

Grants Paid $0

Salaries & Benefits $112,819

Fundraising Expenses $97,688

Program Expenses $443,643

Other Expenses $500,092

TOTAL EXPENSES $612,911

Year-over-Year Comparison

	2023	2022	Change
Revenue	$336,652	$704,511	-0.5%
Expenses	$612,911	$230,470	+1.7%
Net Income	$-276,259	$474,041	-1.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$28,347

Total Directors

$28,347

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
EVERLY RENS	Chairman of the Board	N/A	Officer Director	$0	$0	$0
KATHRYN ARIZMENDI	Executive Director	40.00	Officer Director	$28,347	$0	$28,347
KAREN BOWYER	Treasurer	N/A	Officer Director	$0	$0	$0
KATHY SHECTER	Member	N/A	Director	$0	$0	$0
JUNE LANE	Member	N/A	Director	$0	$0	$0
JOANNIE MUTNANSKY	Secretary	N/A	Officer Director	$0	$0	$0
TODD PARISH	Member	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$336,652	$612,911	$846,239	$-276,259
2023	$704,511	$561,322	$856,936	$143,189
2022	$478,577	$230,470	$712,956	$248,107
2021	$498,012	$376,627	$601,679	$121,385
2020	$425,003	$395,249	$549,382	$29,754
2019	$503,760	$307,422	$581,266	$196,338
2018	$326,557	$259,128	$433,468	$67,429

Answers For Life