Crownsville, MD
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)MARYLAND INDEPENDENT SCHOOL CONSORTIUM, founded in 2013, is a community nonprofit in the Mutual Benefit sector that reported $1.1M in total revenue in fiscal year 2023. Revenue surged 20601% from the prior year, signaling strong growth momentum. The organization ran a surplus of $850K, a strong 80% operating margin.
The Maryland Independent School Consortium exists to provide or to obtain access to welfare benefits, through insurance or otherwise, for eligible employees and employee dependents of private schools and their affiliates in Maryland.
The Maryland Independent School Consortium has contracted with a major health insurance carrier to provide health insurance contracts complying with agreed upon plan designs and premiums to the...
The Maryland Independent School Consortium has contracted with a major health insurance carrier to provide health insurance contracts complying with agreed upon plan designs and premiums to the eligible employees of each school and their affiliates. Premiums are paid directly to the health insurance carrier by each school. Under the terms of the contract, should the relationship between premiums paid and claims incurred exceed agreed upon ratio, the health insurance carrier will reimburse a portion of the excess premium to the Consortium, to hold for the benefit of the employees of the schools. Those funds are to be used to fund the operating expenses of the Consortium, to provide wellness initiatives for the employees of member schools, and to fund a portion of future premiums if and when the Trustees of the Consortium vote to do so.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $1,059,069 | $5,116 | +206.0% |
| Expenses | $208,600 | $441,977 | -0.5% |
| Net Income | $850,469 | $-436,861 | -2.9% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Deborah Charbonneau | Chairman | 1 |
Director
|
$0 | $0 | $0 |
| Ani Cook | Vice Chairman | 1 |
Director
|
$0 | $0 | $0 |
| Meg McClure | Treasurer | 1 |
Director
|
$0 | $0 | $0 |
| Anita Mudge | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Robert Rinehardt | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Nancy Kemmerer | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Giso Ghassemi | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Jennifer Hartranft | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Sallie Magee | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Scott Chidakel | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Bridgette Morton | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Lavender Bouwens | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Tracey Cogliano | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Troy Walters | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Nicole Smith | Trustee | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | No data | No data | No data | No data |
| 2024 | $1,059,069 | $208,600 | $1,509,004 | $850,469 |
| 2023 | $5,116 | $441,977 | $1,053,491 | $-436,861 |
| 2022 | $56,599 | $9,408 | $1,490,352 | $47,191 |
| 2021 | $259,202 | $11,310 | $1,443,161 | $247,892 |
Compare MARYLAND INDEPENDENT SCHOOL CONSORTIUM with other nonprofits in Maryland and across the country.