CITIES FOR FINANCIAL EMPOWERMENT FUND INC

EIN: 463612187 501(c)(3) Community Improvement

NEW YORK, NY

Total Revenue
$17,266,819
Total Expenses
$14,321,298
Total Assets
$27,129,516
Net Assets
$16,780,411
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Financial Trends

Organization Details

Formation Year
2013
Legal Domicile
NY
Principal Officer
JONATHAN MINTZ
Phone
6463621639
Tax Period
2024-07-01 to 2025-06-30

CITIES FOR FINANCIAL EMPOWERMENT FUND INC, founded in 2013, is a mid-sized nonprofit in the Community Improvement sector that reported $17.3M in total revenue in fiscal year 2024. Revenue surged 331% from the prior year, signaling strong growth momentum. The organization ran a surplus of $2.9M, a strong 17% operating margin.

Mission

THE CFE FUND'S MISSION IS TO LEVERAGE MUNICIPAL ENGAGEMENT TO IMPROVE THE FINANCIAL STABILITY OF HOUSEHOLDS BY EMBEDDING FINANCIAL EMPOWERMENT STRATEGIES INTO LOCAL GOVERNMENT INFRASTRUCTURE. THE CFE FUND FOCUSES PROGRAMMATIC, RESEARCH, AND POLICY EFFORTS TOWARDS DESIGNING, EMBEDDING, AND REPLICATING FINANCIAL EMPOWERMENT INITIATIVES WITHIN LOCAL GOVERNMENT.

Program Service Accomplishments

Program 1
Expenses: $8,108,471

FINANCIAL EMPOWERMENT CENTERSMUNICIPAL FINANCIAL EMPOWERMENT CENTERS (FECS) OFFER PROFESSIONAL, ONE-ON-ONE FINANCIAL COUNSELING AS A FREE PUBLIC SERVICE. THE MODEL, FIRST PILOTED IN NEW YORK CITY, IS...

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FINANCIAL EMPOWERMENT CENTERSMUNICIPAL FINANCIAL EMPOWERMENT CENTERS (FECS) OFFER PROFESSIONAL, ONE-ON-ONE FINANCIAL COUNSELING AS A FREE PUBLIC SERVICE. THE MODEL, FIRST PILOTED IN NEW YORK CITY, IS NOW ACTIVE IN 39 CITIES AND COUNTIES, HELPING OVER 200,000 CLIENTS REDUCE DEBT BY MORE THAN $344 MILLION AND INCREASE SAVINGS BY OVER $69 MILLION; DOZENS OF ADDITIONAL LOCAL GOVERNMENTS ARE WORKING TO LAUNCH A LOCAL FEC INITIATIVE. EACH PARTNER HAS SEEN INCREDIBLE DEMAND FOR FEC SERVICES AND HAS QUICKLY REALIZED THE IMPORTANCE OF THIS WORK; MANY HAVE TRANSITIONED SUCCESSFULLY FROM PRIVATE INVESTMENT INTO ONGOING PUBLIC FUNDING SUSTAINABILITY. (CONTINUED ON SCHEDULE O)THE CFE FUND'S FEC ACADEMY ENTRY POINT GUIDES CITIES AND COUNTIES THROUGH EACH STEP OF PLANNING TO LAUNCH THE MODEL LOCALLY. THIS YEAR, THE CFE FUND ALSO INTRODUCED LEGACY PLANNING AS A NEW FEC SERVICE PLAN; COUNSELORS CAN NOW HELP CLIENTS PROTECT THEIR ASSETS, PLAN FOR RETIREMENT, AND ACCESS RESOURCES TO HELP THEM CREATE LEGAL DOCUMENTS LIKE WILLS. FINALLY, THE CFE FUND IS PILOTING A NEW ENHANCEMENT TO THE FEC MODEL FOCUSING ON SMALL BUSINESS AND ENTREPRENEURSHIP SERVICES.

Program 2
Expenses: $1,210,987

CITY START THE CITYSTART INITIATIVE PROVIDES STRUCTURED SUPPORT TO HELP LOCAL GOVERNMENTS IDENTIFY FINANCIAL EMPOWERMENT GOALS, CONVENE RELEVANT STAKEHOLDERS, AND DEVELOP ACTIONABLE STRATEGIES...

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CITY START THE CITYSTART INITIATIVE PROVIDES STRUCTURED SUPPORT TO HELP LOCAL GOVERNMENTS IDENTIFY FINANCIAL EMPOWERMENT GOALS, CONVENE RELEVANT STAKEHOLDERS, AND DEVELOP ACTIONABLE STRATEGIES, CULMINATING IN THE CREATION OF A "WEALTH EQUITY BLUEPRINT," ROOTED IN LOCAL INSIGHTS. THIS TWO-PHASE ENGAGEMENT COMBINES CRITICAL INSIGHTS ABOUT THE IMPACT OF FINANCIAL INSTABILITY ON MUNICIPAL GOVERNMENTS WITH TANGIBLE STRATEGIES TO HELP RESIDENTS BUILD FINANCIAL STABILITY. THE CFE FUND HAS SUPPORTED 50 MUNICIPALITIES THROUGH THE CITYSTART INITIATIVE.

Program 3
Expenses: $1,121,076

FINANCIAL EMPOWERMENT CITIES ACROSS 150 MUNICIPALITIES AND YEARS OF WORK, THE CFE FUND'S PROGRAMMATIC EXPERIENCE HAVE SHOWN THAT FINANCIAL EMPOWERMENT EFFORTS CAN ACHIEVE SUCCESSFUL OUTCOMES IN BOTH...

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FINANCIAL EMPOWERMENT CITIES ACROSS 150 MUNICIPALITIES AND YEARS OF WORK, THE CFE FUND'S PROGRAMMATIC EXPERIENCE HAVE SHOWN THAT FINANCIAL EMPOWERMENT EFFORTS CAN ACHIEVE SUCCESSFUL OUTCOMES IN BOTH IMPACT AND SCALE WHEN THEY ARE LED BY LOCAL GOVERNMENT. THROUGH THE FINANCIAL EMPOWERMENT CITIES (FE CITIES) INITIATIVE, THE CFE FUND SUPPORTS MUNICIPALITIES TO MORE DEEPLY INVEST IN THEIR FINANCIAL EMPOWERMENT WORK BY CREATING A DEDICATED OFFICE OF FINANCIAL EMPOWERMENT (OFE). EACH COHORT OF FE CITIES LEADERS COMPLETES A TWO-YEAR TRAINING PROGRAM, WORKING WITH THE CFE FUND TO LAUNCH AND LEAD OFES IN THEIR RESPECTIVE MUNICIPALITIES. THE CFE FUND HAS SUPPORTED 10 MUNICIPALITIES THROUGH THE FE CITIES INITIATIVE.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $16,352,511
Program Service Revenue $0
Investment Income $892,341
Other Revenue $21,967
TOTAL REVENUE $17,266,819

Expense Breakdown

Grants Paid $4,854,081
Salaries & Benefits $5,073,551
Fundraising Expenses $860,874
Program Expenses $12,284,249
Other Expenses $4,313,666
TOTAL EXPENSES $14,321,298

Year-over-Year Comparison

2024 2023 Change
Revenue $17,266,819 $4,006,798 +3.3%
Expenses $14,321,298 $12,252,822 +0.2%
Net Income $2,945,521 $-8,246,024 -1.4%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Governance

Voting Members
8
Independent Members
6
Employees
34
Volunteers
6

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
6
$1,024,640
Total Directors
8
$475,811
Key Employees
2
$410,150
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
JONATHAN MINTZ PRESIDENT AND CEO 40.00
Officer Director
$456,946 $18,865 $475,811
KAREN FREEMAN-WILSON BOARD CHAIR 1.00
Officer Director
$0 $0 $0
JOSE CISNEROS TREASURER 1.00
Officer Director
$0 $0 $0
CATHLEEN MAHON SECRETARY 1.00
Officer Director
$0 $0 $0
NAOMI GENDLER CAMPER BOARD MEMBER 1.00
Director
$0 $0 $0
LATIA CURRY HARRISON BOARD MEMBER 1.00
Director
$0 $0 $0
MARTIN GRUENBERG BOARD MEMBER 1.00
Director
$0 $0 $0
LEIGH PHILLIPS BOARD MEMBER 1.00
Director
$0 $0 $0
AMELIA ERWITT CHIEF OPERATING OFFICER 40.00
Officer
$264,113 $47,397 $311,510
LISA NICOLLE GRIST CHIEF RESEARCH, EVALUATION & FINANCE 40.00
Officer
$213,763 $23,556 $237,319
TAMARA LINDSAY CHIEF - STRATEGY 40.00
Key Emp
$195,063 $24,081 $219,144
KAITLIN PLAT CHIEF- COMMUNICATIONS & DEVELOPMENT 40.00
Key Emp
$169,148 $21,858 $191,006
DAVID ROTHSTEIN SENIOR PRINCIPAL 40.00
Highest
$157,895 $28,146 $186,041
KANT DESAI SENIOR PRINCIPAL 40.00
Highest
$139,157 $40,900 $180,057
VICTORIA SELKOWE SENIOR PRINCIPAL 40.00
Highest
$143,018 $33,466 $176,484
ELISA LOPEZ SENIOR DIRECTOR 40.00
Highest
$113,330 $28,737 $142,067
AARON HIRSH PRINCIPAL 40.00
Highest
$109,758 $14,110 $123,868
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $17,266,819 $14,321,298 $27,129,516 $2,945,521
2024 $4,006,798 $12,252,822 $23,644,509 $-8,246,024
2023 $7,628,594 $10,398,984 $27,222,487 $-2,770,390
2022 $27,257,857 $11,253,754 $29,695,810 $16,004,103
2021 $7,980,604 $14,370,873 $14,654,854 $-6,390,269
2021 $7,980,604 $14,262,998 $14,701,696 $-6,282,394
2020 $13,818,429 $9,897,243 $20,073,312 $3,921,186
2019 $10,713,193 $12,117,455 $17,446,576 $-1,404,262
2018 $15,858,817 $10,655,981 $16,354,172 $5,202,836
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