LATINAS ON THE VERGE OF EXCELLENCE- LOVE INC (EIN 463732667) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2013

Legal Domicile

Principal Officer

CLAUDIA ESPINOSA

Phone

9174464904

Tax Period

2024-01-01 to 2024-12-31

LATINAS ON THE VERGE OF EXCELLENCE- LOVE INC, founded in 2013, is a small nonprofit in the Youth Development sector that reported $763K in total revenue in fiscal year 2024. Revenue surged 27% from the prior year, signaling strong growth momentum. Expenses of $657K left a modest 14% surplus.

Mission

TO EMPOWER YOUNG WOMEN TO IDENTIFY THEIR INNATE STRENGTH TO FULFILL THEIR PERSONAL AND PROFESSIONAL GOALS THROUGH MENTORSHIP AND HEALTH EDUCATION TARGETED AT MENTAL, REPRODUCTIVE AND PHYSICAL HEALTH AS WELL AS COLLEGE AND CAREER READINESS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $681,804

Program Service Revenue $103,712

Investment Income $33

Other Revenue $-22,188

TOTAL REVENUE $763,361

Expense Breakdown

Grants Paid $4,549

Salaries & Benefits $535,592

Fundraising Expenses $149,462

Program Expenses $331,690

Other Expenses $117,248

TOTAL EXPENSES $657,389

Year-over-Year Comparison

	2024	2023	Change
Revenue	$763,361	$603,164	+0.3%
Expenses	$657,389	$507,631	+0.3%
Net Income	$105,972	$95,533	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$100,000

Total Directors

$100,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CLAUDIA ESPINOSA	EXECUTIVE DIRECTOR	40.00	Officer Director	$100,000	$0	$100,000
WENDY REYNOSO	CO-CHAIR	1.00	Officer Director	$0	$0	$0
ANJANETTE CABRERA	CO-CHAIR	1.00	Officer Director	$0	$0	$0
DANNA DEBLASIO	SECRETARY	1.00	Officer Director	$0	$0	$0
MICHELLE WARRA	TREASURER	1.00	Officer Director	$0	$0	$0
DIANA GASPERONI	DIRECTOR	1.00	Director	$0	$0	$0
BARBARA ORISIO	DIRECTOR	1.00	Director	$0	$0	$0
SHIREESHA NETHI	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$763,361	$657,389	$641,521	$105,972
2023	$603,164	$507,631	$577,955	$95,533
2022	$413,902	$357,523	$445,663	$56,379
2021	$385,125	$272,519	$380,346	$112,606
2020	$297,142	$217,608	$231,579	$79,534
2019	$234,162	$256,670	$160,572	$-22,508
2018	$247,076	$208,265	$96,229	$38,811

LATINAS ON THE VERGE OF EXCELLENCE- LOVE INC