SPEARFISH CHAMBER OF COMMERCE (EIN 466015498) - Form 990 Financial Analysis & Trantor Score

🔒

Tuckman-Chang Vulnerability Assessment

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1943

Legal Domicile

Principal Officer

HEATHER GIFFROW

Phone

6056422626

Tax Period

2023-01-01 to 2023-12-31

SPEARFISH CHAMBER OF COMMERCE, founded in 1943, is a small nonprofit that reported $235K in total revenue in fiscal year 2018.

Mission

TO ADVANCE A POSITIVE BUSINESS CLIMATE AND TO PROVIDE LEADERSHIP IN THE PROMOTION AND MANAGED GROWTH OF THE COMMUNITY.

🔒

Trantor Score

Financial Health & Payment Capacity Assessment (FICO Scale: 300–850)

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $114,350

Program Service Revenue $103,665

Investment Income $8,098

Other Revenue $13,074

TOTAL REVENUE $239,187

Expense Breakdown

Grants Paid $0

Salaries & Benefits $134,468

Fundraising Expenses $0

Program Expenses $221,414

Other Expenses $107,625

TOTAL EXPENSES $242,093

Year-over-Year Comparison

	2023	2022	Change
Revenue	$239,187	$230,600	+0.0%
Expenses	$242,093	$255,266	-0.1%
Net Income	$-2,906	$-24,666	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$63,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JODI WATTS	PRESIDENT	2.00	Director	$0	$0	$0
KAREN CHAU	DIRECTOR	1.00	Director	$0	$0	$0
TONY SILVERNAGEL	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN WAGNER	DIRECTOR	1.00	Director	$0	$0	$0
ERIC SKAVANG	PAST-PRESIDENT	1.00	Officer Director	$0	$0	$0
GREG HOLLIBAUGH	TREASURER	4.00	Officer Director	$0	$0	$0
JESS WEAVER	DIRECTOR	1.00	Director	$0	$0	$0
HEATHER GIFFROW	EXECUTIVE DIR.	40.00	Director	$63,000	$0	$63,000
TONY PANNONE	VICE PRESIDENT	1.00	Director	$0	$0	$0
JOSH MCGILLVREY	DIRECTOR	1.00	Director	$0	$0	$0
MORIAH DEVALL	DIRECTOR	1.00	Director	$0	$0	$0
DARYL KNOTT	DIRECTOR	1.00	Director	$0	$0	$0
LANA GROUT	DIRECTOR	1.00	Director	$0	$0	$0
CALLIE WAGNER	DIRECTOR	1.00	Director	$0	$0	$0
ZACH GRAPENTINE	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$239,187	$242,093	$288,525	$-2,906
2022	$230,600	$255,266	$292,562	$-24,666
2021	$238,449	$238,683	$260,093	$-234
2020	$250,734	$227,536	$290,301	$23,198
2019	$257,985	$247,611	$240,629	$10,374
2018	$234,737	$242,256	$231,524	$-7,519

SPEARFISH CHAMBER OF COMMERCE