Ezra L Baker Educational Loan Fund

EIN: 466018786 501(c)(3)

Aberdeen, SD

Total Revenue
$-7,219
Total Expenses
$5,774
Total Assets
$340,134
Net Assets
$339,923
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Tuckman-Chang Vulnerability Assessment

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Financial Trends

Organization Details

Formation Year
1974
Legal Domicile
SD
Principal Officer
Mark Engelhart
Phone
6053808652
Tax Period
2023-01-01 to 2023-12-31

Ezra L Baker Educational Loan Fund, founded in 1974, is a micro nonprofit that reported $7K in total revenue in fiscal year 2023. Revenue fell 135% from the prior year — a significant decline worth monitoring.

Mission

To provide student loans at low or modest rates of interest for selected college, university or vocational program students who attend First Baptist Church of Aberdeen.

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Trantor Score

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $392
Investment Income $-7,611
Other Revenue $0
TOTAL REVENUE $-7,219

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Other Expenses $5,774
TOTAL EXPENSES $5,774

Year-over-Year Comparison

2023 2022 Change
Revenue $-7,219 $20,735 -1.3%
Expenses $5,774 $5,755 +0.0%
Net Income $-12,993 $14,980 -1.9%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required
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Liquidity & Cash Position

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Governance

Voting Members
3
Independent Members
3
Employees
N/A
Volunteers
3

Governance Policies

✗ Conflict of Interest Policy
✗ Whistleblower Policy
✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
3
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Mark Engelhart Trustee 1.00
Director
$0 $0 $0
William O Edwards Trustee 0.10
Director
$0 $0 $0
Pastor Gary Compton Trustee 0.10
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2023 $-7,219 $5,774 $340,134 $-12,993
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