EDDYVILLE COOPERATIVE CREDIT UNION (EIN 470148855) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

MICHAEL M MCTYGUE

Phone

3088584440

Tax Period

2024-01-01 to 2024-12-31

EDDYVILLE COOPERATIVE CREDIT UNION, founded in 1984, is a small nonprofit that reported $129K in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $21K, a strong 16% operating margin.

Mission

WE OFFER BANKING SERVICES TO OUR MEMBERS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $125,453

Other Revenue $3,283

TOTAL REVENUE $128,736

Expense Breakdown

Grants Paid $0

Salaries & Benefits $61,791

Fundraising Expenses $0

Other Expenses $46,147

TOTAL EXPENSES $107,938

Year-over-Year Comparison

	2024	2023	Change
Revenue	$128,736	$113,508	+0.1%
Expenses	$107,938	$102,692	+0.1%
Net Income	$20,798	$10,816	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$55,600

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHAEL M MCTYGUE	BOARD OF DIR	40.00	Director	$55,600	$0	$55,600
ROCKY DOCKWEILER	BOARD OF DIR	N/A	Director	$0	$0	$0
BOB KENNICUTT	SUPERVISORY	N/A	Director	$0	$0	$0
DOUG ROHDE	SUPERVISORY	N/A	Director	$0	$0	$0
JOHN ROHDE	BOARD OF DIR	N/A	Director	$0	$0	$0
CHARLES STRYKER	BOARD OF DIR	N/A	Director	$0	$0	$0
BRYCE WILLIAMS	BOARD OF DIR	N/A	Director	$0	$0	$0
ROSS WILLIAMS	SUPERVISORY	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$128,736	$107,938	$1,651,187	$20,798
2023	$113,508	$102,692	$1,688,240	$10,816
2022	$90,563	$89,759	$2,338,553	$804
2021	$87,135	$87,067	$2,272,415	$68
2020	$94,225	$92,779	$2,254,917	$1,446

EDDYVILLE COOPERATIVE CREDIT UNION