Greater York Area Chamber of Commerce (EIN 470341260) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

Pepper Papineau

Phone

4023625531

Tax Period

2023-01-01 to 2023-12-31

Greater York Area Chamber of Commerce, founded in 1960, is a small nonprofit that reported $399K in total revenue in fiscal year 2023. Revenue decreased 15% compared to the prior year.

Mission

Promote business growth and activity in the community

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $173,228

Program Service Revenue $194,216

Investment Income $2,970

Other Revenue $28,153

TOTAL REVENUE $398,567

Expense Breakdown

Grants Paid $0

Salaries & Benefits $113,862

Fundraising Expenses $0

Program Expenses $397,650

Other Expenses $283,788

TOTAL EXPENSES $397,650

Year-over-Year Comparison

	2023	2022	Change
Revenue	$398,567	$468,813	-0.1%
Expenses	$397,650	$387,633	+0.0%
Net Income	$917	$81,180	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

$56,155

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Madoona Mogul	Executive Director	040.00	Key Emp	$56,155	$0	$56,155
Pepper Papineau	President	001.00	Officer Director	$0	$0	$0
Sue Ann Romohr	Past President	001.00	Officer Director	$0	$0	$0
Walter Byrne	2nd Vice President	N/A	Officer Director	$0	$0	$0
Striker Detweiler	Board Member	N/A	Director	$0	$0	$0
Clay Methe	Board Member	N/A	Director	$0	$0	$0
Jane Jensen	Board Member	N/A	Director	$0	$0	$0
Sarah Naber	Board Member	N/A	Director	$0	$0	$0
Darrin Lichti	Board Member	N/A	Director	$0	$0	$0
Heather Hultgrien	Board Member	N/A	Director	$0	$0	$0
Matt Gillilard	Board Member	N/A	Director	$0	$0	$0
Lori Byers	Board Member	N/A	Director	$0	$0	$0
Bobbie Alley-Tonniges	Board Member	N/A	Director	$0	$0	$0
Bre Ronne	1st Vice-President	001.00	Officer Director	$0	$0	$0
Tanya Crawford	President Elect	001.00	Officer Director	$0	$0	$0
Paul Sklenar	Board Member	N/A	Director	$0	$0	$0
Stephanie Howe	Board Member	N/A	Director	$0	$0	$0
Dawn Meinzer	Board Member	N/A	Director	$0	$0	$0
Brett Gulbrandson	Board Member	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$398,567	$397,650	$249,831	$917
2022	$468,813	$387,633	$248,383	$81,180
2021	$321,529	$323,078	$156,007	$-1,549
2020	$313,628	$343,422	$138,833	$-29,794
2019	$360,138	$363,709	$155,327	$-3,571
2018	$329,819	$330,087	$162,116	$-268

Greater York Area Chamber of Commerce