OMAHA FIREFIGHTERS CREDIT UNION (EIN 470386023) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Phone

4028945005

Tax Period

2025-01-01 to 2025-12-31

OMAHA FIREFIGHTERS CREDIT UNION, founded in 1946, is a community nonprofit that reported $3.0M in total revenue in fiscal year 2025. The organization ran a surplus of $678K, a strong 23% operating margin.

Mission

State Chartered Credit Union serving 3672 members

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $2,756,628

Other Revenue $229,993

TOTAL REVENUE $2,986,621

Expense Breakdown

Grants Paid $0

Salaries & Benefits $711,124

Fundraising Expenses $0

Program Expenses $0

Other Expenses $755,423

TOTAL EXPENSES $2,308,627

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,986,621	$3,063,108	0.0%
Expenses	$2,308,627	$2,565,492	-0.1%
Net Income	$677,994	$497,616	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

3672

Independent Members

3672

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$6,000

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Scott Winkelmann	President	40	Highest	$127,271	$0	$127,271
Steve Zeleny	Board Member	1	Director	$6,000	$0	$6,000
Jeff Povondra	Board Member	1	Director	$0	$0	$0
Robert Gottsch	Board Member	1	Director	$0	$0	$0
Sean Dean	Board Member	1	Director	$0	$0	$0
Mickey McLeaughlin	Board Member	1	Director	$0	$0	$0
Jeff Kalina	Board Member	1	Director	$0	$0	$0
Jake Self	Board Member	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,986,621	$2,308,627	$75,290,843	$677,994
2024	$3,063,108	$2,565,492	$77,570,438	$497,616
2023	$2,745,208	$2,242,264	$75,151,682	$502,944
2022	$1,880,444	$1,489,225	$75,132,969	$391,219
2021	$1,511,519	$1,363,068	$75,244,761	$148,451
2020	$1,722,623	$1,550,834	$69,764,638	$171,789
2019	$1,953,102	$1,612,578	$64,682,467	$340,524
2018	$1,835,784	$1,443,669	$62,165,302	$392,115

OMAHA FIREFIGHTERS CREDIT UNION