MARANATHA BIBLE CAMP INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1938

Legal Domicile

Principal Officer

MARK HEWITT

Phone

3085824513

Tax Period

2023-04-01 to 2024-03-31

MARANATHA BIBLE CAMP INC, founded in 1938, is a community nonprofit in the Religion sector that reported $2.1M in total revenue in fiscal year 2023. Expenses of $1.9M left a modest 12% surplus.

Mission

THE CAMP'S MISSION IS TO GLORIFY GOD BY INTRODUCING PEOPLE TO JESUS AS SAVIOR, TRAINING THEM IN CHRISTIAN LIVING, AND SENDING THEM OUT TO REPRESENT CHRIST IN THE WORLD. OVER 10,000 GUESTS COME THROUGH MARANATHA EACH YEAR, WHILE APPROXIMATELY 145 OF THOSE HOUSEHOLDS RECEIVE OVER 20,000 IN SCHOLARSHIPS.

Program Service Accomplishments

Program 1

Expenses: $1,138,452 Revenue: $636,354

PROGRAMMING (IN-HOUSE) CAMPS INCLUDE PRIMARY, JUNIOR, MIDDLE SCHOOL, SENIOR HIGH, FAMILY CAMP, GRAND CAMP, MARRIAGE RETREATS, MEN/WOMEN RETREATS, YOUTH RETREATS, SCRAP BOOKING AND QUILTING RETREATS.

Program 2

Expenses: $500,229 Revenue: $279,610

THE GUEST GROUPS INCLUDE THE ROYAL FAMILY KIDS CAMP, LARGE CHURCH GROUPS FOR ADULTS AND YOUTH AND FAMILY REUNIONS.

Program 3

Expenses: $86,246 Revenue: $48,209

LOCAL COMMUNITY EVENTS INCLUDE WATERFRONT DAYS, FOURTH OF JULY EVENT, SKATE NIGHTS, PUMPKIN PATCH AND SCHOOL FIELD TRIPS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $1,003,746

Program Service Revenue $964,173

Investment Income $0

Other Revenue $143,010

TOTAL REVENUE $2,110,929

Expense Breakdown

Grants Paid $0

Salaries & Benefits $705,883

Fundraising Expenses $57,169

Program Expenses $1,724,927

Other Expenses $1,146,322

TOTAL EXPENSES $1,852,205

Year-over-Year Comparison

	2023	2022	Change
Revenue	$2,110,929	$2,001,166	+0.1%
Expenses	$1,852,205	$1,775,344	+0.0%
Net Income	$258,724	$225,822	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

114

Volunteers

114

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARRY HOLBROOK	EXECUTIVE DI	N/A	Director	$0	$0	$0
MARK HEWITT	PRESIDENT	N/A	Officer Director	$0	$0	$0
RICHARD CROCKER	DIRECTOR	N/A	Director	$0	$0	$0
MELISSA DODGE	SECRETARY	N/A	Officer Director	$0	$0	$0
BRAD BROOKS	VICE PRESIDE	N/A	Officer Director	$0	$0	$0
KERRI DISHMAN	DIRECTOR	N/A	Director	$0	$0	$0
AARON BOWER	TREASURER	N/A	Officer Director	$0	$0	$0
JOY LUCHT	DIRECTOR	N/A	Director	$0	$0	$0
DAVID MCCORN	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$2,110,929	$1,852,205	$3,505,533	$258,724
2023	$2,001,166	$1,775,344	$3,265,991	$225,822
2022	$2,130,661	$1,661,561	$3,039,064	$469,100
2021	$1,307,289	$1,295,474	$2,717,245	$11,815
2020	$1,584,703	$1,659,834	$2,625,946	$-75,131
2019	$1,605,939	$1,380,689	$2,727,437	$225,250