CHRISTIAN RECORD SERVICES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1988

Legal Domicile

Principal Officer

DIANE THURBER

Phone

4024880981

Tax Period

2024-01-01 to 2024-12-31

CHRISTIAN RECORD SERVICES INC, founded in 1988, is a community nonprofit in the Human Services sector that reported $2.3M in total revenue in fiscal year 2024. Revenue fell 26% from the prior year — a significant decline worth monitoring. Expenses of $2.6M exceeded revenue, resulting in a 15% operating deficit.

Mission

CHRISTIAN RECORD SERVICES PROVIDES FREE CHRISTIAN PUBLICATIONS AND PROGRAMS FOR PEOPLE WHO ARE LEGALLY BLIND.

Program Service Accomplishments

Program 1

Expenses: $768,067

NATIONAL CAMPS AND OTHER DIRECT SERVICES: COORDINATE WITH NATIONAL CAMPS FOR BLIND CHILDREN TO SEND LEGALLY BLIND CHILDREN AND ADULTS TO CAMPS AT VARIOUS LOCATIONS ACROSS THE UNITED STATES. THE CAMPS GIVE BLIND YOUTH AND ADULTS THE OPPORTUNITY TO COME TO A CHRISTIAN ENVIRONMENT WHERE THEY CAN FELLOWSHIP TOGETHER, PARTICIPATE IN NEW ACTIVITIES, BUILD CONFIDENCE, IMPROVE PHYSICAL HEALTH, DISCOVER UNDEVELOPED POTENTIAL, AND LEARN OF GOD'S LOVE.

Program 2

Expenses: $534,496

MAGAZINE SUBSCRIPTIONS ARE AVAILABLE TO CLIENTS WHO REQUEST THEM IN BRAILLE, LARGE PRINT AND AUDIO. A SELECTION OF MAGAZINES ARE ALSO AVAILABLE IN SPANISH. THE LENDING LIBARARY LENDS MORE THAN 1,400 TITLES IN AUDIO. INSIGHT4VETS GIFTS SOLAR-POWERED AUDIO BOOK PLAYERS TO UNITED STATES MILITARY VETERANS WHO ARE BLIND.

Program 3

Expenses: $416,013

PUBLIC INFORMATION AND EDUCATION: THE ORGANIZATION UTILIZED POSTAL MAIL, EMAIL. SPEAKING ENGAGEMENTS, PERSON-TO-PERSON CONTACTS, SOCIAL MEDIA, AND A PUBLICLY-AVAILABLE WEBSITE TO INFORM AND EDUCATE THOUSANDS OF PEOPLE ABOUT BLINDNESS AND WAYS TO RELATE TO PEOPLE WHO ARE BLIND. THE ORGANIZATION ALSO AWARDED COLLEGE SCHOLARSHIPS TO QUALIFIED STUDENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $1,908,639

Program Service Revenue $0

Investment Income $247,538

Other Revenue $116,462

TOTAL REVENUE $2,272,639

Expense Breakdown

Grants Paid $98,118

Salaries & Benefits $1,600,055

Fundraising Expenses $492,252

Program Expenses $1,850,234

Other Expenses $922,900

TOTAL EXPENSES $2,621,073

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,272,639	$3,056,116	-0.3%
Expenses	$2,621,073	$2,434,095	+0.1%
Net Income	$-348,434	$622,021	-1.6%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$184,885

Total Directors

$93,954

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ALEX BRYANT	CHAIR	1.00	Officer Director	$0	$0	$0
ELAINE HAGELE	VICE CHAIR	1.00	Officer Director	$0	$0	$0
KYOSHIN AHN	VICE CHAIR	1.00	Officer Director	$0	$0	$0
DIANE THURBER	SECRETARY	40.00	Officer Director	$87,481	$6,473	$93,954
ANDREA AHRENS	MEMBER	1.00	Director	$0	$0	$0
JACKIE ANDERSON	MEMBER	1.00	Director	$0	$0	$0
TONY ANOBILE	MEMBER	1.00	Director	$0	$0	$0
DORIS BURDICK	MEMBER	1.00	Director	$0	$0	$0
DAN CARLSON	MEMBER	1.00	Director	$0	$0	$0
JUDY GLASS	MEMBER	1.00	Director	$0	$0	$0
MINNER LABRADOR	MEMBER	1.00	Director	$0	$0	$0
MATTHEW ORIAN	MEMBER	1.00	Director	$0	$0	$0
LARRY ROMRELL	MEMBER	1.00	Director	$0	$0	$0
DEXTER THOMAS	MEMBER	1.00	Director	$0	$0	$0
TOPHER THOMPSON	MEMBER	1.00	Director	$0	$0	$0
GARY THURBER	MEMBER	1.00	Director	$0	$0	$0
LILYA WAGNER	MEMBER	1.00	Director	$0	$0	$0
DEBORAH WHITFIELD	MEMBER	1.00	Director	$0	$0	$0
LONNIE KREITER	VP FOR FINAN	40.00	Officer	$84,689	$6,242	$90,931

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$2,272,639	$2,621,073	$9,613,310	$-348,434
2023	$3,056,116	$2,434,095	$9,759,464	$622,021
2022	$2,697,873	$2,327,033	$8,900,919	$370,840
2021	$2,376,789	$2,099,085	$8,817,181	$277,704
2020	$2,285,559	$1,897,430	$8,347,975	$388,129
2019	$2,272,194	$2,104,834	$7,758,393	$167,360
2018	$3,322,880	$2,077,042	$7,316,593	$1,245,838