COMMUNITY ACTION HOUSING DEVELOPMENT CORPORATION (EIN 470806640) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1997

Legal Domicile

Principal Officer

HEATHER LOUGHMAN

Phone

4024714515

Tax Period

2023-10-01 to 2024-09-30

COMMUNITY ACTION HOUSING DEVELOPMENT CORPORATION, founded in 1997, is a small nonprofit in the Housing & Shelter sector that reported $769K in total revenue in fiscal year 2023. Revenue surged 321% from the prior year, signaling strong growth momentum. The organization ran a surplus of $368K, a strong 48% operating margin.

Mission

TO PROVIDE HOUSING THAT IS AFFORDABLE TO LOW & MODERATE INCOME PERSONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $364,706

Program Service Revenue $178,226

Investment Income $173,139

Other Revenue $52,807

TOTAL REVENUE $768,878

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $400,546

Other Expenses $400,546

TOTAL EXPENSES $400,546

Year-over-Year Comparison

	2023	2022	Change
Revenue	$768,878	$182,675	+3.2%
Expenses	$400,546	$158,320	+1.5%
Net Income	$368,332	$24,355	+14.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$329,180

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LISA HALE	PRESIDENT	1.00	Officer Director	$0	$0	$0
BRODEY WEBER	VICE-PRESIDENT	1.00	Officer Director	$0	$0	$0
LORENE BARTOS	SECRETARY	1.00	Officer Director	$0	$0	$0
GRANT BUCKLEY	TREASURER	1.00	Officer Director	$0	$0	$0
TIFFANY BACK	DIRECTOR	1.00	Director	$0	$0	$0
JANET CHUNG	DIRECTOR	1.00	Director	$0	$0	$0
TANYA ENCALADA CRUZ	DIRECTOR (THRU DECEMBER 2023)	1.00	Director	$0	$0	$0
CARL ESKRIDGE	DIRECTOR	1.00	Director	$0	$0	$0
ANA JELAVIC	DIRECTOR	1.00	Director	$0	$0	$0
AMY JENSEN	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT LARSON	DIRECTOR (THRU DECEMBER 2023)	1.00	Director	$0	$0	$0
MICHELLE LIBAL	DIRECTOR	1.00	Director	$0	$0	$0
DAVID LUX	DIRECTOR	1.00	Director	$0	$0	$0
CHRISTINE MARVIN	DIRECTOR	1.00	Director	$0	$0	$0
THUY NGOC HO	DIRECTOR	1.00	Director	$0	$0	$0
KEELI RABAGO	DIRECTOR	1.00	Director	$0	$0	$0
MICHELLE SUAREZ	DIRECTOR	1.00	Director	$0	$0	$0
JAYLEN VELLA	DIRECTOR (THRU DECEMBER 2023)	1.00	Director	$0	$0	$0
HEATHER LOUGHMAN	CEO	1.00	Officer	$0	$27,368	$177,893
DEANNA BRILEY	CFO	1.00	Officer	$0	$22,174	$151,287
JILL BOMBERGER	DIRECTOR OF HEAD START	1.00	Highest	$0	$23,179	$148,595
PAMELA BENNER	DIRECTOR OF HUMAN RESOURCE	1.00	Highest	$0	$17,908	$137,720
MICHELLE MARTINEZ	DIRECTOR OF PROGRAM IMPACT	1.00	Highest	$0	$18,082	$139,109

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$768,878	$400,546	$1,940,544	$368,332
2023	$182,675	$158,320	$1,945,103	$24,355
2022	$170,117	$175,982	$1,917,838	$-5,865
2021	$196,804	$190,575	$1,928,453	$6,229
2020	$180,262	$200,386	$1,959,298	$-20,124
2019	$159,690	$194,939	$1,985,141	$-35,249
2018	$185,393	$259,973	$2,021,795	$-74,580

COMMUNITY ACTION HOUSING DEVELOPMENT CORPORATION