TRAVERSE CITY CURLING CLUB INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2014

Legal Domicile

Principal Officer

LESLEY SLY

Phone

2314127748

Tax Period

2024-07-01 to 2025-06-30

TRAVERSE CITY CURLING CLUB INC, founded in 2014, is a small nonprofit in the Recreation & Sports sector that reported $255K in total revenue in fiscal year 2024. Revenue fell 57% from the prior year — a significant decline worth monitoring. Expenses of $560K exceeded revenue, resulting in a 119% operating deficit.

Mission

THE MISSION OF THE TRAVERSE CITY CURLING CLUB IS TO PROMOTE LOCAL, REGIONAL, NATIONAL, AND INTERNATIONAL COMPETITION IN THE SPORT OF CURLING AND TO OWN AND/OR PROVIDE GROUNDS, BUILDINGS, EQUIPMENT, AND FACILITIES FOR THIS USE, AND TO EDUCATE THE COMMUNITY ABOUT THE SPORT OF CURLING. BUILDING A STRONG COMMUNITY THROUGH THE SPORT OF CURLING.

Program Service Accomplishments

Program 1

Expenses: $360,504 Revenue: $174,163

THE CLUB PROVIDED AN INTRODUCTION TO THE SPORT OF CURLING TO THE COMMUNITY AND CONTINUES PROMOTING THE SPORT AND LEAGUE PLAY. WE WELCOMED THE PUBLIC IN TO LEARN HOW TO CURL BY HOSTING OVER 120 GROUP RENTALS THAT WERE CELEBRATIONS AND GATHERINGS OF FAMILIES, COWORKERS, AND FRIENDS. WE OFFERED OVER 30 BEGINNING AND ADVANCED CURLING CLASSES WHERE PEOPLE TRIED SOMETHING NEW AND HELD OVER 45 JUNIOR CLASSES THAT WELCOMED OVER 100 KIDS IN OUR COMMUNITY. WE PUT ON 3 LOCAL TOURNAMENTS AND 1 REGIONAL TOURNAMENT THAT BROUGHT IN TEAMS FROM AROUND THE MIDWEST AND CANADA. HOSTED A SIX-DAY NATIONAL CHAMPIONSHIP EVENT IN PARTNERSHIP WITH USA CURLING. WE DREW OVER 1,000 SPECTATORS AND LIVE STREAMING, WITH LIVE COMMENTARY, THAT DREW AN INTERNATIONAL AUDIENCE, AND HAD ROBUST MEDIA COVERAGE THAT BROUGHT POSITIVE ATTENTION TO TRAVERSE CITY. WE HELD 160 LEAGUE NIGHTS FOR CLUB MEMBERS IN THE FALL, WINTER, AND SPRING SEASONS. WE HAD 88 VOLUNTEERS CONTRIBUTING THEIR TIME AS INSTRUCTORS, COACHES, ASSISTANTS, ICE TEAM TECHNICIANS, AND EVENT AND OPERATIONS SUPPORT. NEARLY ALL OF OUR VOLUNTEERS SHOWED UP FOR MULTIPLE EVENTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $83,937

Program Service Revenue $121,208

Investment Income $198,203

Other Revenue $-147,982

TOTAL REVENUE $255,366

Expense Breakdown

Grants Paid $0

Salaries & Benefits $117,312

Fundraising Expenses $0

Program Expenses $360,504

Other Expenses $442,597

TOTAL EXPENSES $559,909

Year-over-Year Comparison

	2024	2023	Change
Revenue	$255,366	$596,167	-0.6%
Expenses	$559,909	$813,367	-0.3%
Net Income	$-304,543	$-217,200	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$93,300

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SCOTT ALMQUIST	PRESIDENT	2.00	Officer Director	$0	$0	$0
KEVIN QUERY	VICE PRESIDENT	5.50	Officer Director	$0	$0	$0
TYLER BAER	TREASURER	5.50	Officer Director	$0	$0	$0
DANIEL LADD	SECRETARY	2.00	Officer Director	$0	$0	$0
JILL REICKE	BOARD MEMBER	5.50	Director	$0	$0	$0
JOANN HANNAFI	BOARD MEMBER	4.00	Director	$0	$0	$0
OTTO JENSEN	BOARD MEMBER	2.00	Director	$0	$0	$0
CHRIS MINKIN	BOARD MEMBER	5.00	Director	$0	$0	$0
RUDY FOX	BOARD MEMBER	10.00	Director	$0	$0	$0
KATHARINE STERKEN	EXECUTIVE DIRECTOR	45.00	Officer	$93,300	$0	$93,300

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$255,366	$559,909	$6,708,178	$-304,543
2024	No data	No data	No data	No data
2023	$2,448,231	$881,985	$7,826,641	$1,566,246
2023	$2,545,423	$841,808	$6,945,010	$1,703,615
2022	$368,462	$267,382	$4,365,906	$101,080
2021	$213,193	$53,348	$657,194	$159,845