MAXIMUM CHANCES INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2014

Legal Domicile

Principal Officer

NICOLE CHALMERS

Phone

2146327739

Tax Period

2021-01-01 to 2021-12-31

MAXIMUM CHANCES INC, founded in 2014, is a micro nonprofit in the Diseases & Disorders sector that reported $85K in total revenue in fiscal year 2021. Expenses of $76K left a modest 11% surplus.

Mission

MAXIMUM CHANCES HELPS CHILDREN WITH AUTISM SPECTRUM DISORDERS GAIN ACCESS TO EDUCATIONAL SERVICES, THERAPIES, AND CUTTING EDGE BIO-MEDICAL TREATMENTS. OUR MISSION IS TO IMPROVE THE QUALITY OF LIFE FOR BOTH THE CHILDREN AND THEIR FAMILIES.

Program Service Accomplishments

Program 1

Expenses: $70,000

PROVIDED GRANTS FOR EDUCATION AND THERAPY, BENEFITING SIX UNDERPRIVILEGED CHILDREN WITH AUTISM AND ASSOCIATED CONDITIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2021)

Revenue Breakdown

Contributions & Grants $85,361

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $85,361

Expense Breakdown

Grants Paid $70,000

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $70,000

Other Expenses $5,774

TOTAL EXPENSES $75,774

Year-over-Year Comparison

	2021	2020	Change
Revenue	$85,361	$89,126	0.0%
Expenses	$75,774	$86,993	-0.1%
Net Income	$9,587	$2,133	+3.5%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NICOLE CHALMERS	President	15.00	Officer Director	$0	$0	$0
GREG CHALMERS	Vice President	5.00	Officer Director	$0	$0	$0
SARA AMOS	Treasurer	5.00	Officer Director	$0	$0	$0
MICHELLE ROURKE	Secretary	5.00	Officer Director	$0	$0	$0
NANCY HOSSMAN	Director	5.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2021	$85,361	$75,774	$160,267	$9,587
2020	$89,126	$86,993	$150,680	$2,133
2019	$131,477	$207,507	$148,547	$-76,030
2018	$177,806	$176,541	$224,577	$1,265