WABASH RIVER DEFENDERS INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2016

Legal Domicile

Principal Officer

STEVE JOHNSON

Phone

2605636726

Tax Period

2025-01-01 to 2025-12-31

WABASH RIVER DEFENDERS INC, founded in 2016, is a micro nonprofit in the Environment sector that reported $100K in total revenue in fiscal year 2025. Revenue decreased 11% compared to the prior year. Expenses of $89K left a modest 11% surplus.

Mission

THE WABASH RIVER DEFENDERS ARE VOLUNTEERS WHO PRESERVE, PROTECT, AND DEFEND THE WABASH RIVER BY PROMOTING TRASH REMOVAL, WATER QUALITY AND WILDLIFE HABITAT IMPROVEMENT, RECREATIONAL USE, AND HISTORIC PRESERVATION OF THIS GREAT RIVER.

Program Service Accomplishments

Program 1

Expenses: $86,314

WATERSHED INITIATIVES TO RESTORE AND REMOVE DEBRIS FROM THE WABASH RIVER IN WABASH COUNTY, INDIANA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $90,456

Program Service Revenue $9,147

Investment Income $6

Other Revenue $0

TOTAL REVENUE $99,609

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $86,314

Other Expenses $88,658

TOTAL EXPENSES $88,658

Year-over-Year Comparison

	2025	2024	Change
Revenue	$99,609	$112,338	-0.1%
Expenses	$88,658	$121,829	-0.3%
Net Income	$10,951	$-9,491	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RICHARD BEAMER	BOARD MEMBER	2.00	Director	$0	$0	$0
SAM HIPSKIND	BOARD MEMBER	2.00	Director	$0	$0	$0
STEVE JOHNSON	TREASURER	2.00	Officer Director	$0	$0	$0
BRAD KAUFMANN	BOARD OF DIR	2.00	Director	$0	$0	$0
JEFF KRAMER	BOARD MEMBER	2.00	Director	$0	$0	$0
JEN RANKIN	PRESIDENT	2.00	Officer Director	$0	$0	$0
NATE THOMAS	BOARD MEMBER	2.00	Director	$0	$0	$0
ROGER VOTAW	BOARD MEMBER	2.00	Director	$0	$0	$0
BENNIE WARD	BOARD MEMBER	2.00	Director	$0	$0	$0
CASEY WEISS	BOARD MEMBER	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$99,609	$88,658	$61,493	$10,951
2024	No data	No data	No data	No data
2023	$223,577	$234,732	$60,033	$-11,155