EVEN CHANCE ST LOUIS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

JESSI MCNAMARA

Tax Period

2024-01-01 to 2024-12-31

EVEN CHANCE ST LOUIS, founded in 2015, is a micro nonprofit in the Animal-Related sector that reported $47K in total revenue in fiscal year 2024. Revenue fell 34% from the prior year — a significant decline worth monitoring. Net assets of $96K represent 25 months of operating reserves.

Mission

TO PROMOTE THE WELFARE OF ANIMALS AND TO OPERATE AS AN ANIMAL RESCUE ORGANIZATION.

Program Service Accomplishments

Program 1

Expenses: $48,904

TO ADVOCATE FOR MISTREATED ANIMALS AND TO PROVIDE BOARDING AND VETERINARY SERVICES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $46,804

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $46,804

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $48,904

Other Expenses $50,507

TOTAL EXPENSES $50,507

Year-over-Year Comparison

	2024	2023	Change
Revenue	$46,804	$70,392	-0.3%
Expenses	$50,507	$52,653	0.0%
Net Income	$-3,703	$17,739	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JESSI MCNAMARA	PRESIDENT	2.00	Officer Director	$0	$0	$0
MELISSA SAPUTO	SECRETARY/VP	2.00	Officer Director	$0	$0	$0
HEATHER QUARTUCCIO	VICE PRESIDE	2.00	Officer Director	$0	$0	$0
LISA GERRIE	TREASURER	2.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$46,804	$50,507	$96,174	$-3,703
2023	$70,392	$52,653	$99,877	$17,739
2022	$76,712	$45,736	$82,138	$30,976
2021	$60,098	$50,148	$51,162	$9,950
2020	$55,710	$44,972	$41,212	$10,738