INTERNATIONAL UNION SECURITY POLICE FIRE PROF OF AMERICA LOCAL 646 (EIN 471643434) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2008

Principal Officer

STEVEN F CRAWFORD

Phone

5867727250

Tax Period

2024-04-01 to 2025-03-31

INTERNATIONAL UNION SECURITY POLICE FIRE PROF OF AMERICA LOCAL 646, founded in 2008, is a small nonprofit that reported $318K in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. The organization ran a surplus of $297K, a strong 94% operating margin.

Mission

REPRESENTATION OF UNION MEMBERSHIP (COLLECTIVE BARGAINING, NEGOTIATIONS, GRIEVANCES, ETC...)

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $231,092

Investment Income $86,842

Other Revenue $0

TOTAL REVENUE $317,934

Expense Breakdown

Grants Paid $0

Salaries & Benefits $2,792

Fundraising Expenses $0

Other Expenses $17,649

TOTAL EXPENSES $20,441

Year-over-Year Comparison

	2024	2023	Change
Revenue	$317,934	$268,420	+0.2%
Expenses	$20,441	$3,546	+4.8%
Net Income	$297,493	$264,874	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$1,863

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRIAN CHINN	FINANCIAL SE	1.00	Officer	$354	$0	$354
STEVEN F CRAWFORD	PRESIDENT	3.00	Officer	$1,509	$0	$1,509

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$317,934	$20,441	$2,215,182	$297,493
2024	$268,420	$3,546	$1,917,689	$264,874
2023	$224,144	$21,679	$1,652,815	$202,465
2022	$275,814	$8,491	$1,450,350	$267,323
2021	$211,414	$2,143	$1,179,506	$209,271
2020	$184,136	$7,893	$970,235	$176,243
2019	$170,571	$3,517	$793,992	$167,054
2018	$128,956	$2,691	$626,938	$126,265

INTERNATIONAL UNION SECURITY POLICE FIRE PROF OF AMERICA LOCAL 646